Travel Insurance for Europe from India

Are you planning a trip to Europe from India? That's amazing! Europe is a wonderful place full of culture, history, and stunning sights that will leave you spellbound. But, before you start your adventure, we recommend that you get travel health insurance for Europe. This way, you can have peace of mind and enjoy your trip without worrying about unexpected expenses. In this article, we'll explore everything you need to know about travel insurance for Europe and how to get it easily. So, keep reading and let's get you ready for an unforgettable journey!

Are you planning a trip to Europe from India? That's amazing! Europe is a wonderful place full of culture, history, and stunning sights that will leave you spellbound. But, before you start your adventure, we recommend...
Are you planning a trip to Europe from India? That's amazing! Europe is...

Travel with complete peace of mind with ACKO

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Affordable plans

starting at ₹49/day*

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Online claim settlement

within 2 days

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Zero deductibles

pay nothing in a claim

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Why Do I Need Travel Insurance For Europe From India?

Here, we will review a few particularly noteworthy uses of travel insurance for Europe trips.

Unfortunately, even the most carefully planned trips can result in unexpected accidents or illnesses. Whether it's a sudden illness, injury, or lost luggage, Travel Insurance Europe can help you avoid financial losses and make sure you have access to medical care when you need it.

Healthcare costs in Europe can be quite high, and without Europe travel insurance, you may be responsible for paying out-of-pocket for any medical treatment you need while abroad. Having travel health insurance for Europe can help you avoid these costs and give you peace of mind knowing that you're covered.

In the event of an emergency, such as a natural disaster or hospitalisation, travel insurance can provide you with emergency assistance. This may include things like evacuation, transportation, or emergency medical care. Having this coverage can give you peace of mind and help you feel more secure while you're travelling.

Delays are an unfortunate reality of travel, and they can be incredibly frustrating when you're in a foreign country. Travel insurance Europe can help you recover the costs of missed flights, lost baggage, and other travel mishaps, allowing you to focus on enjoying your trip instead of worrying about logistics.

Travel insurance is often required for Schengen Area visits. The Schengen Agreement, signed by some EU and non-EU countries, allows passport-free travel between participating nations. To enter these countries, including popular destinations like France, Italy, and Spain, travellers must typically have adequate travel insurance coverage.

Here's How Travel Insurance Made Vijay’s European Trip Stress-Free

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Why ACKO Travel Insurance For Europe Trip?

Travelling to Europe can be an amazing experience, but it's always good to have a reliable travel insurance plan in place. With ACKO, filing a travel insurance claim is hassle-free, and you can get reimbursed for any expenses covered by your plan. 

The best part is that ACKO's plans are both comprehensive and affordable, so you don't have to worry about breaking the bank. What is even better? You can purchase the policy and submit a claim, all from the comfort of your home. 

Take a look at these ways in which ACKO is making insurance easier for you:

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Personalised Coverage

ACKO allows you to select the coverage that suits your requirements, so you only pay for what you need. This helps you save money and ensures that you receive adequate coverage for your trip.

Support 24/7

24/7 Support

You can get insurance support anytime and from anywhere via a missed call at 01246174722 or by emailing us at acko.allianz.com. We offer round-the-clock assistance to ensure you receive help whenever you need it during your travels.

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Paperless Transactions

We understand the hassle of paperwork and offer a digital platform for buying policies, filing claims, and accessing insurance-related features. With our easy-to-use platform, you can say goodbye to tedious form-filling and save time.

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No Hidden Charges

With our plan, you won't have to pay any extra fees when making a claim. We cover the entire cost up to the policy limit, providing you with peace of mind and financial security during emergencies.

Highly Affordable Premiums

Affordable Premiums

We believe in providing excellent value for your money, and that’s why our most basic plan only costs Rs. 49 for a five-day trip, which is less than Rs. 10 per day*. You won't find a better deal elsewhere for the peace of mind you deserve.

Here’s How ACKO Helped Sachin When He Lost His Passport In Europe

While travelling through the picturesque streets of Europe, Sachin experienced a traveller's worst nightmare—he lost his passport. Panic set in as he realised the gravity of the situation. With no time to waste, Sachin contacted ACKO.

They immediately guided him through the steps to report the loss to local authorities. From covering the expenses of getting a duplicate passport to offering round-the-clock support, Sachin's process for obtaining a duplicate passport was seamless.

"Thanks to ACKO, I was back on track with my travel plans in no time. I was relieved and grateful for their exceptional service." - Sachin

Key Features of ACKO’s Europe Travel Insurance Policy

Here are some of the key offerings of ACKO’s Travel Insurance for Europe from India. Nevertheless, we recommend that you read the relevant policy wording for more accurate information.

FEATURESBENEFITS
  
Loss of passportFinancial support for the replacement of a lost passport during the trip.
Baggage delay/lossCompensation for delayed or lost baggage during air travel as per policy terms.
Adventure sports caused injuriesProtection against injuries resulting from adventure sports.
Illness-related medical expense reimbursementFinancial coverage for medical expenses in case of illness during the trip.
Trip cancellation and interruptionSpecified monetary compensation in case of trip cancellation.
COVID-19-related hospitalisationCoverage for medical expenses incurred due to COVID-19 hospitalisation during the trip.
Trip reschedulingFixed sum compensation for flight rescheduling as per policy terms.
Trip cancellation due to COVID-19Compensation for cancellation of the trip due to a positive COVID-19 test.
Missed/delayed flightLump sum compensation claimable for missed or delayed flights according to policy terms.
Accident-related medical expense reimbursementCoverage of medical expenses incurred due to accidental injuries.
Loss of travel fundAssurance of sufficient help to complete the trip in case of loss or theft of travel funds.

What's Covered And Not Covered By ACKO’s Travel Insurance Europe?

Our travel insurance Europe policy covers the cost of repatriating your mortal remains to your hometown in case of an unfortunate demise during your trip, providing peace of mind to you and your loved ones.

If you are hospitalised due to illness or injury, our travel insurance Europe policy covers the cost of bringing a relative from India to Europe to provide emotional support and ensure that you receive the necessary care.

Our travel insurance for Europe from India policy provides fixed compensation for trip cancellations, rescheduling, missed connections, or flight delays, regardless of the cause of the disruption, to alleviate additional costs or inconveniences caused by these events.

Our travel medical insurance Europe covers your financial losses if you are forced to cancel your trip due to COVID-19 related reasons, such as testing positive or being subject to travel restrictions.

Our online travel insurance Europe policy covers the cost of obtaining a replacement passport if you misplace it while travelling in Europe, reducing the inconvenience and potential expenses involved.

Our travel medical insurance Europe policy covers medical costs for any injuries incurred during adventure sports, allowing you to enjoy these activities without financial worry.

If your luggage is lost or delayed during your trip, our Europe travel insurance policy offers fixed compensation to cover the costs of necessary items you may require while waiting for your luggage to be located.

Our travel health insurance Europe covers hospital stays and other medical costs up to a certain limit, so you do not have to worry about the high cost of medical care in a foreign country.

Unfortunately, we are unable to offer coverage in the following situations.

  • Travelling to Europe without a valid visa.
  • Travelling to Europe for medical treatment.
  • Travelling despite being medically unfit to do so.
  • Ignoring your doctor's advice against travelling.

The following must be avoided in order to be eligible for coverage under our Europe travel insurance policy.

  • Engaging in self-harm or attempting suicide.
  • Engaging in activities while under the influence of drugs or alcohol.
  • Being held accountable for a criminal act.
  • Participating in hazardous activities such as mining, tunnelling, aerial photography, and similar work.

The following medical costs are not covered by our travel medical insurance Europe policy, even though a variety of medical expenses are.

  • A pre-existing medical condition that worsens during your stay in Europe.
  • Acquiring a letter from a family member attesting to your disability.
    Medical bills arising from pregnancy

How Do I Buy Acko Travel Insurance for Europe From India?

You can quickly and easily acquire Europe Travel Insurance from ACKO by following these steps.

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To begin, click here or download our app from Play or App Store

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Choose from our standard plan or customise your plan

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Give us the dates on which your trip will start and end

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Choose the coverage you want

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Fill up the details for you and your travel companions

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You'll get a quote right away. Pay online to get your coverage.

How Do I Claim Online Travel Insurance Europe From ACKO?

Claiming your ACKO travel insurance online for Europe is super easy. Here are the simple steps to follow: 

For Travel Medical Insurance That Offers Treatment Without Cash

  • Send us an email at [email protected], or give us a missed call at 01246174722. 
  • We'll provide you with a list of local hospitals that offer cashless services
  • All you need to do is share your policy document, and we’ll process and settle your claim based on your policy terms. 

For Other Covers

  • You can contact us by calling the number 01246174722 or sending an email to the address [email protected]
  • Your bill or invoice will be reviewed as soon as possible, and you should anticipate receiving your refund within the next few days. 

Tips To Buy the Best Travel Insurance for Europe From India Online

To buy the best travel insurance for Europe from India online, follow these tips:

 

Opt for Necessary Coverage

Every traveller has different needs, so it's essential to assess your unique circumstances and choose only the necessary coverage. This will help you avoid paying for coverage that you don't need and reduce the overall cost of your ACKO International Travel Insurance Policy.

Familiarise Yourself With the Claim Process

Before purchasing your travel insurance, it's crucial to understand the insurer's claim process. This way, you can efficiently file a claim if an emergency arises during your travels, saving you both time and money.

Consider an Appropriate Sum Insured

To save money, it's important to select a sum insured that is both financially feasible and adequate to cover any potential risks that may arise during your travels.

Things You Should Know Before Beginning Your Europe Trip

Here are some fun facts about Europe you should know about before your trip there.

  1. Europeans drive on the other side of the road. So, if you're planning on renting a car, make sure you know which side to drive on, or you might find yourself in a sticky situation!
  2. Don't be surprised if you find yourself eating a lot of bread and cheese on your trip. Europeans love their carbs, and cheese is a staple in many countries. Embrace it and enjoy the delicious flavours!
  3. In many European countries, it's customary to greet people with a kiss on each cheek. So, don't be surprised if strangers get up close and personal with you. It's just a friendly greeting!
  4. Europeans take their beer very seriously. If you're a fan of the beverage, make sure to try some of the local brews. Each country has its own unique flavours and styles, so it's worth trying them all!
  5. If you're planning on visiting multiple countries, be prepared for some culture shock. Each country has its own customs, language, and traditions, so it can be quite the adventure navigating your way through them all.
  6. Europe is filled with amazing architecture, art, and history. Make sure to take the time to appreciate all of the incredible sights and sounds around you. And don't forget to take plenty of photos to remember it all!

Things You Can’t Miss!

Here are some suggestions of places you visit during your Europe trip

  • The Leaning Tower of Pisa: It's not every day you get to take a cheesy tourist photo pretending to hold up a world-famous landmark!
  • The Harry Potter Studio Tour in London: Whether you're a die-hard Potterhead or just a fan of movie magic, this immersive experience is sure to enchant you.
  • The Neuschwanstein Castle in Germany: This fairy tale castle was the inspiration for Sleeping Beauty's castle in Disneyland, and it's not hard to see why!
  • The Van Gogh Museum in Amsterdam: Get your artsy fix at this museum dedicated to the famous Dutch painter, and maybe even recreate some of his iconic works in the selfie room.
  • The Plitvice Lakes National Park in Croatia: With its cascading waterfalls and crystal-clear lakes, this natural wonderland is straight out of a dream.
  • The Colosseum in Rome: Step back in time and imagine yourself cheering on gladiators in this ancient amphitheatre.
  • The Eiffel Tower in Paris: Sure, it's a tourist hotspot, but nothing beats the feeling of seeing the City of Lights from the top of this iconic landmark.
  • The Sistine Chapel in Vatican City: You don't have to be religious to appreciate the stunning art and architecture of this world-famous chapel. Plus, you might just spot a rogue ninja turtle up on the ceiling.
  • The Northern Lights in Norway: If you're lucky enough to catch a glimpse of this natural phenomenon, you'll be left in awe of the beauty of our planet.
  • The Guinness Storehouse in Dublin: Take a tour of Ireland's most famous brewery, learn about the art of pouring the perfect pint, and of course, enjoy a cold one in the Gravity Bar. Sláinte!

Europe Visa Information For Indians

Most European countries are part of the Schengen Area, a free-travel zone. The Schengen Area, which includes 27 EU countries, has visa requirements for non-EU citizens. Indian tourists to Europe can get different visas depending on their purpose. Here are some of the most common types of visas.

S.NO.VISA TYPEPURPOSE
   
1.Schengen VisaThis visa allows Indians to travel to 26 countries in Europe that are part of the Schengen Area for tourism, business, or medical purposes. The visa is valid for up to 90 days within a 180-day period.
2.Work Schengen VisaThis visa is for Indians who have been offered a job in a European country and wish to work there. The visa is usually issued for a specific period and requires a work permit from the employer.
3.Student Schengen VisaThis visa is for Indians who wish to study in a European country. It is issued for the duration of the course and requires proof of enrollment in a recognised educational institution.
4.Business Schengen VisaThis visa is for Indians who need to travel to Europe for business purposes, such as attending conferences, meetings, or negotiating contracts.
5.Transit Schengen VisaThis visa is for Indians who are travelling through a European country to reach their final destination. It is usually valid for up to 5 days.

*Note: The specific requirements and application process for each type of visa may vary depending on the country you are visiting. It is recommended to check the visa requirements and application process for the specific country you plan to visit before applying.

Indian Embassy’s Location In Europe

If you encounter an emergency while you are in Europe, you can use the contact information provided in the table below to contact the Indian Embassy situated in Europe.

EmbassyEmbassy of India, Belgium, Luxembourg & European Union
Address217, Chaussee de Vleurgat, 1050 Brussels
Phone number+32 (0)2 6409140, +32 (0)2 6451850
Email[email protected]
Websitehttps://indianembassybrussels.gov.in

List Of International Airports In Europe

Europe is home to many of the world's busiest airports, including several international airports that serve as major transportation hubs. Some of the most well-known international airports in Europe include the following.

AIRPORT NAMEPLACE
  
London Heathrow AirportUnited Kingdom (UK)
Paris Charles de Gaulle AirportFrance
Frankfurt AirportGermany
Amsterdam Airport SchipholNetherlands
Madrid Barajas AirportSpain
Barcelona-El Prat AirportSpain
Rome Leonardo da Vinci-Fiumicino AirportItaly
Munich AirportGermany
Zurich AirportSwitzerland
Istanbul Ataturk AirportTurkey

Documents Required To Travel To Europe

The documents required to travel to Europe can vary depending on the country you are visiting, your nationality, and the purpose of your trip. However, the following are some general documents that are required for most travellers.

A Valid Passport

Your passport should be valid for at least three months beyond the date of your planned departure from the Schengen area. It should also have at least two blank pages for visa stamps.

Visa (if required)

Depending on your nationality and the purpose of your trip, you may need a visa to enter the Schengen area. If you're planning to stay for less than 90 days within a 180-day period, you may be eligible for a Schengen visa. You can check with the embassy or consulate of the country you're planning to visit to find out if you need a visa.

Travel Insurance

You may be required to have travel insurance that covers medical expenses and repatriation in case of illness or injury.

Proof of Accommodation

You may be required to show proof of accommodation, such as hotel reservations, for the duration of your stay.

Return Ticket

You may be required to show a return ticket or proof of onward travel to your next destination.

Proof of Financial Means

You may be required to show proof that you have sufficient funds to cover your expenses during your stay in Europe.

*Note: The requirements for travelling to Europe can change, so it's a good idea to check with the embassy or consulate of the country you're planning to visit for the most up-to-date information.

Frequently Asked Questions

Here are answers to frequently asked questions about Travel Insurance for Europe from India.

Anyone who is an Indian citizen and is going to Europe is eligible to buy ACKO's Travel Insurance for Europe.

Yes, travel insurance is a mandatory requirement while visiting Europe, irrespective of any purpose. It is because it comes under the 29 countries that make up the Schengen area, and to travel here, travel insurance is a must.

ACKO Travel Insurance Europe provides coverage for all countries that are part of the Schengen Area. This includes most of the countries in Europe, such as France, Germany, Spain, Italy, and more.

ACKO Travel Insurance Europe offers a range of coverage options, including medical expenses, personal accidents, trip cancellation, trip curtailment, loss of passport, loss of baggage, and more. We strongly suggest that you read the wording of our policy in order to acquire a complete picture.

You can buy ACKO Travel Insurance online through the ACKO website or mobile app. The process is quick and easy, and you can get your policy within minutes.

You will need to provide your passport details, travel dates, and basic personal information to buy an ACKO Europe Travel Policy.

Yes, ACKO Travel Insurance is affordable and provides excellent value for money. The premiums are competitive, and the coverage options are comprehensive.

Europe as a whole is not a Schengen country, but some EU countries and some countries outside of the EU have joined the agreement so that people can travel easily between them. Other European countries have not joined the Schengen Area yet, so they still check people at their borders.

Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions.

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Written by Namrata Saha Choudhury

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Reviewed by Lokesh Shetty Author info Icon

I couldn’t master maths, so took up travelling. I will take you to the whole world with my words!

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