Bike Insurance in Bhubaneswar

Riding a two-wheeler in Bhubaneswar comes with its fair share of risks like accidents, theft, and natural disasters. Having a bike insurance policy helps protect bike owners from such unfortunate events and safeguards them from paying for damages from their own pockets.

Bike insurance in Bhubaneswar is mandatory by law. It is highly recommended, considering the city's traffic conditions and monsoon rains. A good bike insurance plan covers damages to your bike along with legal liabilities toward a third-party insurance. Read on as we explore the best bike insurance plans in Bhubaneswar, the benefits of buying from ACKO, the claims process, and more.

Here are some great benefits of buying affordable bike insurance in Bhubaneswar from ACKO:

Cost-effective Policies  

ACKO offers comprehensive two-wheeler insurance plans at low premiums in Bhubaneswar, which include own damage cover. The policies are light on the pockets without compromising on coverage benefits.

Hassle-free Claims  

Report your bike damage claims through the ACKO app and get quick claim approval, given all documents are in place. It ensures quick payouts and hassle-free repairs.

Seasonal Discounts  

One can benefit from ACKO's seasonal discounts, like monsoon offers on bike insurance purchases/renewals in Bhubaneswar. These help you save costs while getting adequate coverage.

Cashless Repairs  

ACKO has a network of authorised garages across Bhubaneswar for cashless repairs. You just pay the Depreciation Value to get your bike fixed without any hassles. 

Smartphone-enabled Self Inspection  

Simply use your phone's camera at the time of purchase/renewal to get your bike insured in minutes. ACKO's bike insurance plans allow self-inspection without needing mechanics. 

24*7 Support

Get assistance through the process, from quote generation to claims, from ACKO's dedicated support team, which is available around the clock.

Follow the below easy steps to raise a damage claim with ACKO on your insured two-wheeler in Bhubaneswar:

Step 1:  

Visit the ACKO website or mobile app and log in to your account. Locate your bike's insurance policy.

Step 2:   

Click on "Raise Claim" to initiate the process and fill in the details requested, such as accident location, cause, estimated loss amount, etc.

Step 3:

Upload clear photos showing the bike damages from different angles as visual proof and submit a claim request. 

Once you have raised the bike damage claim by providing the necessary information, ACKO will verify the details and initiate claim processing as per your policy terms and conditions. You can track updates on the ACKO app.

Bhubaneswar's roads pose multiple risks for bike riders that need to be protected against by having adequate insurance.

1. Accidents:

2. Thefts:

Bike thefts see a major spurt during festive seasons as anti-social elements look to make quick money. Locked bikes parked in dark streets or garages get stolen overnight. Theft claims can be covered by insurance.

3. Monsoons:

Bhubaneswar receives heavy rainfall during monsoons, with waterlogging, flash floods and fallen trees compounding the problems for bike riders. Breakdowns are common, causing loss of time and money. Comprehensive insurance helps avoid repair costs.

4. Natural Disasters:

Being on the eastern coastal belt, Bhubaneswar often faces natural calamities like cyclones and floods, which extensively damage vehicles. Have adequate insurance to claim the required repairs or total loss settlements in such cases.

Having a robust bike insurance policy from ACKO helps Bhubaneswar bike owners overcome these multiple perils, risks and losses. Their efficient claims process also ensures you are back on the road quickly after any unfortunate incident.

Here are compelling reasons to keep your bike insured or renew existing cover:

A comprehensive cover shields you from high bike repair bills or total loss in case of mishaps, theft, riots, terrorist activities, etc., without paying anything from pocket.

Bike policies protect from third-party legal claims due to property damage, disability or death arising from accidents involving your two-wheeler.

Having coverage against unfortunate incidents gives immense mental peace, allowing you to ride freely without worrying about your bike or finances.

Accumulate up to 50% NCB on your own damage premium for every claim-free year to reduce subsequent renewal costs.  

A good claims record ensures easy availability of bike policies from insurers for renewal or when buying a new two-wheeler.