Aprilia Dorsoduro Bike Insurance

1. Is it compulsory to buy bike insurance for my Aprilia Dorsoduro bike?

Yes, buying at least a Third-Party Bike insurance Policy is mandatory as per law. But the recommended plan for your bike is the Comprehensive Bike Insurance plan, which provides extensive coverage including the mandatory Third-Party and the Own Damage cover.

2. How can I buy two-wheeler insurance online?

You can visit the insurer’s website to buy bike insurance online. ACKO customers can visit the website ww.acko.com or download the ACKO app to buy bike insurance. Select the bike make/model and enter a few basic details to get ACKO bike insurance quotes. Select the plan and make the payment online. It takes only a few minutes to buy bike insurance online from ACKO.

3. Is Personal Accident cover included in the bike insurance policy?

No. The bike insurance policy (Third-Party/Comprehensive) does not include the Personal Accident (PA) cover. It's a separate add-on cover, which is mandatory as per the law. You can purchase the PA add-on cover along with the bike insurance policy if you have not purchased the add-on cover.

4. Does ACKO provide instant claim settlements on bike insurance claims?

Yes. ACKO offers instant claim settlements for minor damage claims. For instance, if the headlight of your bike is broken, the claim will be settled instantly, and the approved claim amount will be transferred to your account. You can get the damage fixed at your desired garage. But for major damage claims, ACKO’s insurance expert will get in touch with you to process the claim.

5. What is the benefit of buying add-ons for Aprilia Dorsoduro bike insurance?

You can purchase add-ons along with the Comprehensive Bike Insurance Policy. The benefit of buying add-ons is that it enhances the coverage benefits of the Comprehensive Policy at a nominal increase in the premium. ACKO offers a host of bike insurance add-ons such as Roadside Assistance Cover, Engine Protect Cover, Consumables Cover, etc.

6. Is it possible to buy add-ons along with the Third-Party Bike Insurance Plan?

No. It is not possible to buy add0ons along with the Third-Party Bike Insurance Policy. Since Third-Party Insurance Plan does not come with an Own Damage cover, you cannot club the add-ons. You can buy a Comprehensive Bike Insurance Policy, which allows you to purchase add-ons.

7. Do I need to submit any documents to renew ACKO two-wheeler insurance?

No. You need not submit any documents to renew the ACKO bike insurance policy. Just log in to your account via the ACKO website/app and select your insurance policy. Choose the renewal option and select your insurance plan and add-ons and make payment online. There is no paperwork to renew bike insurance online from ACKO. 

8. What does NCB mean in Aprilia Dorsoduro bike insurance?

NCB or No Claim Bonus is the discount offered by the insurance company for making zero claims during the previous policy period. You can avail of the NCB discount while renewing the bike insurance policy. You can get a maximum discount of 50% if you have made no claims for five consecutive years.

9. How can I know the correct IDV (Insured Declared Value) of my bike?

Insured Declared Value is nothing but the current market value of your bike. You can find out the current market value of your two-wheeler to declare the correct IDV while buying bike insurance. IDV is calculated based on the ex-showroom price of the vehicle minus the depreciation value. 

10. What happens if I modify my bike. Will the bike insurance cover modifications?

No. A bike insurance policy only covers the accessories fitted by the manufacturer. Aftermarket accessories and modifications are not covered by the two-wheeler insurance policy. However, you can inform the insurer about the modifications done to your bike and request the insurer to cover the modified parts/accessories. Doing so might increase the insurance premium as the coverage has to be extended.