Jawa Bike Insurance

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Jawa is one of the most iconic motorcycle brands in the world. Established in 1929, Jawa was one of the top motorcycle manufacturers and exported motorcycles all over the world. In 2018, Jawa was resurrected in the Indian market. Currently, Jawa retails three retro-classic motorcycles in the country: Jawa, Jawa 42 and Jawa Perak. If you are an owner of a Jawa bike and planning to buy insurance for your motorcycle, then you are in the right place! Read on for all the details about the Jawa Bike Insurance.

Benefits of buying Two Wheeler Insurance for Jawa Bikes

Buying third-party two-wheeler insurance is mandatory as per the Motor Vehicles Act, but the coverage of the third-party insurance is limited. Comprehensive two-wheeler insurance provides more coverage benefits when compared to third-party insurance plans. Below are the benefits of buying two-wheeler insurance for Jawa bikes:

Third-Party Cover:

A third-party two-wheeler insurance provides coverage against damage to third-party property or life. So, in case you end up damaging third-party property in an accident, the insurer will take the liability of the damage. Similarly, the insurer will cover injury/accidental death of the third-party.

Own Damage Cover:

A comprehensive two-wheeler insurance for Jawa bikes provides Own Damage cover. The insurance plan covers damage to your bike due to accident or natural/man-made disasters. Comprehensive bike insurance also covers injury/accidental death of the owner/rider.

Theft/Loss Cover:

A comprehensive two-wheeler insurance provides coverage against theft or total loss of the motorcycle. In case your Jawa bike gets stolen or gets totalled in a crash, the insurance company will pay out the IDV (Insured Declared Value) of the bike.

Additional Cover:

A comprehensive insurance plan for Jawa bikes will allow you to purchase add-ons which will expand the scope of coverage. You can purchase add-ons such as engine protection cover, roadside assistance cover, pillion/co-rider cover, invoice cover, etc. to enhance the coverage of the two-wheeler insurance.

Insurance plans for Jawa Bike

There are two types of insurance plans for Jawa bikes: Third-Party and Comprehensive insurance plan. Below are the coverage benefits of both the two-wheeler insurance plans:

Third-Party Two-Wheeler Insurance

As per the Motor Vehicles Act, it is compulsory to purchase a third-party insurance policy for your Jawa bike. A third-party insurance policy will provide coverage against damage to third-party property or life. Note that third-party bike insurance does not provide Own Damage coverage.

Comprehensive Two-Wheeler Insurance

A comprehensive bike insurance plan provides third-party and Own Damage cover. The comprehensive insurance plan provides coverage against damage to your two-wheeler or injury/accidental death of the rider. You can also purchase add-ons for a comprehensive insurance plan which expands the scope of coverage.

What’s Covered in Jawa Bike Insurance (Inclusions)

Jawa Bike Insurance provides coverage against the following:

Damage to the motorcycle due to an accident.
Damage to the motorcycle due to an explosion/fire outbreak.
Theft of the insured motorcycle.
Injury/Accidental death of the owner/rider.
Damage to the motorcycle due to natural disasters such as floods, earthquakes, storms, etc.
Damage to the motorcycle due to man-made disasters such as riots.
Damage to third-party property or life.

Note: Own Damage cover applies if you have Comprehensive Bike Insurance.

Exclusions of Jawa Bike Insurance

Below are the exclusions of Jawa Bike Insurance:

Repair or replacement of wear and tear parts.
Riding without a valid driving licence.
Improper handling/reckless riding.
Riding under the influence of intoxicating substances.
Depreciation* value of the motorcycle.
Breakdown of the motorcycle due to electrical/mechanical failure.

*Note: Depreciation value is covered under the Zero Depreciation add-on cover.

Add-ons for Jawa Bike Insurance

A comprehensive two-wheeler insurance policy will allow you to buy add-ons to enhance the coverage benefits. Below are the available add-ons for Jawa bike insurance:

Zero Depreciation cover
Engine Protection cover
Outstation Emergency cover
Roadside assistance cover
Key loss/theft cover
Consumables cover
Personal Belongings Damage/Theft cover

Benefits of Buying Acko Two-Wheeler Insurance Policy for your Jawa Bike

Below are the benefits of buying Acko Two-wheeler insurance for your Jawa bike:

Paperless Process

Acko General Insurance offers a paperless experience while purchasing a two-wheeler insurance policy for Jawa bike. The entire process is online, and there is no paperwork. You can also register claims online without any paperwork.

Quick Claim Settlements

Registering claims at Acko is very simple as the entire process can be completed online. Upon the verification of the nature of the damage, Acko will settle the claim. Acko offers instant claim settlements for minor damages.

Best Price

Acko suggests the optimum IDV (Insured Declared Value) for your Jawa bike and provides the best pricing for insurance plans. You can compare insurance plans before buying bike insurance online.

Expert Guidance

Acko’s team of experts will provide you with unbiased advice regarding two-wheeler insurance. The robust customer support system will assist you in buying the right two-wheeler insurance policy for your Jawa bike.

Claim Procedure

Applying for a bike insurance claim at Acko General Insurance is simple. Follow the steps below:

Visit the website www.acko.com or download the Acko smartphone app.
Click on ‘Products’ and select the ‘Bike Insurance’ option from the drop-down menu.
Next, click on ‘Claims’ and select ‘Two-wheeler/Bike Claims’ from the drop-down menu.
Login to your account and enter basic details such as insurance policy number, bike registration number, etc.
Mention the nature of the damage and upload pictures of the damaged bike.
Upon verification and assessment of the damage, Acko will settle the claim.
You can get the repair work done at your convenience.
Minor damages will be repaired at your doorstep.
Repair of major damage or replacement of parts can be done at Acko’s network of cashless garages.

Frequently Asked Questions

Commonly Asked Questions About JAWA Bike Insurance

Is it compulsory to buy two-wheeler insurance for Jawa bikes?

Yes, as per the Motor Vehicles Act, buying third-party two-wheeler insurance is mandatory. Without a valid insurance policy, it is illegal to ride a motorcycle on roads.

I own a Jawa 42 bike. From where can I purchase bike insurance?

You can buy two-wheeler insurance online for your Jawa 42 bike. Buying bike insurance online will save you a lot of time and money. You can compare different insurance plans and buy the right insurance policy for your Jawa 42.

My Jawa bike insurance is about to expire. What documents do I need to have to renew the insurance?

You need to have the following documents to renew Jawa bike insurance:

Bike registration certificate
The previous insurance policy certificate
Identity proof

How much time will it take to renew Jawa two-wheeler insurance?

If you opt for online insurance renewal, it will take only a few minutes as there is no paperwork. But if you opt for offline renewal, then the time depends on the insurance company. It’s better to go for two-wheeler insurance online as it saves a lot of time.

Will third-party bike insurance provide Own Damage cover?

No, third-party bike insurance will provide coverage against damage to third-party property or life. To avail Own Damage cover, you have to purchase comprehensive bike insurance for your Jawa bike.

What is the use of add-ons for Jawa bike insurance?

A comprehensive two-wheeler insurance policy will allow you to buy add-ons which will enhance the scope of coverage of the existing insurance plan. You can buy add-ons such as engine protection cover, passenger/pillion cover, roadside assistance cover, etc. These add-ons will provide additional coverage for your Jawa bike.

My Jawa bike insurance has expired. Can I renew the two-wheeler insurance?

Yes, you can renew the Jawa bike insurance within the grace period provided by the insurance company. If it’s beyond the grace period, then you have to pay the required penalties to renew the insurance policy. So, it’s always better to renew the insurance before the expiry date.

What will be the cost of Jawa bike insurance?

The cost of Jawa bike insurance depends on the value and condition of the two-wheeler. The higher the value, the higher the cost of insurance.

Is it compulsory to buy add-ons for comprehensive two-wheeler insurance?

No, it is not compulsory to buy add-ons for comprehensive two-wheeler insurance. You can buy add-ons if you need it or else you can skip it.

Will the Jawa bike insurance provide coverage if the bike is stolen?

Yes, comprehensive two-wheeler insurance will provide coverage if the bike is stolen or damaged beyond repair in an accident. The insurance company will pay the Insured Declared Value (IDV) of the bike in such cases.