Aprilia RSV4 Bike Insurance

One of the most powerful superbikes in today's market, the Aprilia RSV4 is a solid head-turner. Its aesthetics and power-packed performance make it highly desirable. This amazing bike needs equally strong insurance coverage as it can get damaged. If you own the RSV4 or are looking to buy it in the near future, then this article has details about Aprilia RSV4 Bike Insurance coverage.

Aprilia RSV4's major appeal is its speed, but it is also one of the most dangerous things in terms of safety. Thus, using safety gear while riding the bike is of utmost importance. The rider needs to make sure that he/she avoids accidents by following traffic rules. Safety gear and following traffic rules will take care of the physical aspect of safety. But the financial aspect of an accident or damaged bike is also equally important. This is where bike insurance will help you. 

As accidents can cause damage and injuries to the rider and other people on the road, bike insurance will ensure that fair compensation is paid to the third-party in case they get hurt due to your bike. This is true for property damage as well. Secondly, the bike insurance policy will help you with repairing the damages in case of accidents. Buying insurance will also take care of the legal requirement of buying vehicle insurance as well as provide financial help in case of an unfortunate event.

Inclusions are situations that you can claim against. In case of damage or a financial loss, your bike insurance company will bear the expenses as per the terms and conditions of the insurance company. Here is a list of general inclusions of the Aprilia RSV4 Comprehensive Bike Insurance policy:

Buying a multi-year bike insurance policy will help avoid frequent renewals. This will also help you save additional money as such plans are cheaper.

These are situations in which your claim cannot be honoured. Please go through the policy wordings to know more about exclusions. Here are the general exclusions of Aprilia RSV4 Bike Insurance:

Here is a list of benefits you will receive when you buy bike insurance from ACKO:

You can buy ACKO insurance directly from the website or the mobile app. This means you are buying bike insurance directly from ACKO without an insurance agent or middlemen. This reduces the cost of the insurance policy. Thus, you have to pay a lower premium to buy ACKO two-wheeler insurance.

ACKO is a digital-first insurance company. This means most of the processes are carried out online without the use of physical paperwork. It also reduces the time taken to complete a request. For example, buying or renewing two-wheeler insurance online, or raising a claim takes less time due to the online process.

ACKO has a team of insurance experts that can guide you about your Aprilia RSV4 bike insurance policy. This way you get the best insurance policy even if you have minimum knowledge of how bike insurance works.

The dedicated claims team at ACKO will help you reach the conclusion of your Aprilia RSV4 bike insurance claim faster. This paired with online claims can reduce the time taken for claim settlement. The claim for minor bike damages can also be settled instantly at ACKO. Most minor claims are settled within 2 hours at ACKO.

A compulsory add-on that needs to be bought with any type of bike insurance plan is the Personal Accident Cover. This offers a sum insured of Rs. 15 lakhs to the owner of the bike in case he/she suffers disability or death during an accident.

The owner of Aprilia RSV4 superbike can consider buying the following add-ons with a comprehensive insurance policy along with the compulsory Personal Accident cover:

Depreciation reduces the monetary value of the bike with time. This is why a new bike costs more than an old one. Depreciation is also considered at the time of claim settlement and it can reduce the claim amount. This is where the Zero Depreciation Add-on comes in handy. It helps you get more claim amount by not factoring in depreciation during a claim.

It is a common practice to leave personal belongings like a helmet on the bike while it is being parked. Someone can easily steal the helmet if it is just lying on the bike. The Personal Belongings Add-on will help you claim for the cost if your personal belonging gets stolen or damaged in an accident.

The Roadside Assistance Add-on will allow you to get help from the insurance company if you get stranded with a damaged bike in the middle of your road trip. A number of situations are covered under this add-on. For example, minor damages, flat tire, fuel refill, towing, etc.

The keys of Aprilia RSV4 are tiny and can easily get lost. If you buy the Key Protect Add-on, you can claim the cost of repair or replacement of the bike keys. This add-on also covers the cost of keys and the key set in case there is an attempt to steal your Aprilia RSV4 bike.

Most people use the Aprilia RSV4 for long-distance bike rides. If your bike gets damaged at least 100 kms away from your house, you can claim for the damage under the Outstation Emergency Cover.

Aprilia RSV4's 65-degree V4 engine needs to be protected financially against damages from accidents or natural calamities. The Bike Engine Protect Add-on is a highly recommended add-on for this bike as the engine is not covered under insurance otherwise. You can claim for the repair or replacement of the engine in case of the hydrostatic lock, coolant leakage, etc.

Consumables of a bike are items like engine oil,  lubricants, grease, nuts and bolts, filters, etc. These are things that need replacement or refill on a regular basis. When a bike is getting repaired for damages, the policyholder needs to bear the costs related to consumables. But the Consumables Cover can help you claim these expenses as well.

One can make a claim against their ACKO bike insurance policy by following these 3 simple steps:

If the claim is for minor damage, it will most likely get settled instantly, meaning you will get the claim amount in your bank account within a few hours. This amount can be used to get the bike repaired.