Bajaj Chetak Electric Bike Insurance: Buy Chetak Insurance

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The Bajaj Chetak is a stylishly crafted electric scooter. It offers exciting and practical features like a digital instrument cluster, bluetooth connectivity and navigation. Since it offers 90 kms of range for a single charge, riding it can be a treat. Nonetheless, as per the law, one must carry valid bike insurance while riding it on Indian roads. Read ahead to learn more about Bajaj Chetak electric bike insurance and the plus points of buying bike insurance online.

Bike insurance plans for Bajaj Chetak electric scooter

The following are the usually offered bike insurance plans by insurers for Bajaj Chetak electric scooter.

Third-party Bike Insurance Plan

Apart from being required by law, this is the most basic bike insurance one can buy. It financially covers third-party injury, death or property damage caused by an accident involving the insured bike. However, damages incurred by the insured two-wheeler are not covered.

Comprehensive Bike Insurance Plan

This plan offers an Own Damage (OD) cover in addition to the benefits of the previous plan. Under an OD cover, financial protection is offered against theft, accidental damage and damages resulting from natural and man-made catastrophes. Also, add-ons can also be opted for in this plan.

What’s covered in Bajaj Chetak bike insurance (inclusions)

The following accident situations are covered under Bajaj Chetak Comprehensive Bike Insurance.

Injury, death and property damage incurred by a third-party
Damage/loss that may come about as a result of natural catastrophes like earthquakes, floods, cyclones, etc.
Damage/loss that may come about as a result of man-made catastrophes like explosions, vandalism, riots, etc.
If the insured two-wheeler has been stolen
Damage to the insured bike that is beyond the scope of repair
Based on the selection of add-ons, more inclusions

Note: APersonal Accident (PA) cover offers coverage for disability or death suffered by the insured. It is also necessitated by law. However, it is not an inclusion under a Comprehensive Bike Insurance Plan.

What’s not covered in Bajaj Chetak bike insurance (exclusions)

The following accident situations are not covered under Bajaj Chetak Comprehensive Bike Insurance.

Damages that are produced as a result of taking part in illegal racing events
Driving under the influence of mind-altering substances
Not being in possession of necessary documents while riding
If you drive without paying heed to traffic rules
Damages that are produced by electrical and mechanical faults in the bike
Damages that are produced by the wear and tear of bike parts with time
Damages that occur beyond the geographical limits covered under the policy

Add-ons for Bajaj Chetak bike insurance

Insurers usually offer the following add-on covers under a Bajaj Chetak Comprehensive Bike Insurance.

Roadside Assistance Cover
Zero Depreciation Cover
Consumables Cover
Outstation Emergency Cover
Key Protection Cover
Personal Accident Cover
Bike Engine Protection Cover
Personal Belongings Cover - Theft Cover/Damage

Disclaimer: The add-on covers listed above are subject to availability.

Why ACKO?

ACKO has a relatively short, but consistent history of being a leading InsurTech company in India. Here’s why you should consider choosing ACKO for your Bajaj Chetak bike insurance.

Reasonably priced plans

Since ACKO is a digital insurance platform, most of our interactions and transactions are direct-to-customer. Meaning, there are no intermediary parties in the communication chain. This helps us save costs and offer reasonably priced plans.

Fast claim settlements

We understand that your time is valuable. So, we try to settle claims as fast as we can. Claims raised for minor/inconsequential damages are settled on the same day. However, more intense damages may take more time depending on the extent of the damage.

No surveyor inspection

Usually, insurers arrange for vehicle inspection at the time of buying bike insurance. However, if you buy ACKO insurance, you can skip this step completely. Because, we do not require any direct vehicle inspection.

Frequently asked questions

The following are the frequently asked questions regarding Bajaj Chetak electric bike insurance.

Which is the most affordable ACKO bike insurance plan offered for Bajaj Chetak electric scooters?

A Third-party Bike Insurance Plan is the most low-cost plan currently offered by ACKO. However, coverage is only offered for injury, death & property damage to a third party. Damages to the insured two-wheeler are not covered.

That is the reason we recommend buying a Comprehensive Bike Insurance Plan. It offers coverage for accidental damages caused by natural and man-made catastrophes. In addition, it offers the coverages of a Third-party Bike Insurance Plan as well. You can also opt for add-ons.

Can I ride a Bajaj Chetak scooter without buying bike insurance?

As per the Motor Vehicles Act of 1988, it is illegal to ride on Indian roads without bike insurance. Consequently, riding without valid bike insurance may cause you to incur legal penalties.

Why should I opt for online Bajaj Chetak bike insurance?

Online bike insurance has many advantages over its offline alternative. Online insurance is faster, more convenient and cost-effective. Also, it offers more variety to compare and choose from. Hence, giving you the best value for your money.

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