Bajaj Dominar 400 Bike Insurance

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Bajaj Dominar 400 is a premium sports-cruiser motorcycle. It doesn’t matter whether you ride a premium motorcycle or a commuter bike. Two-wheeler insurance is a must. Without valid bike insurance, you cannot ride the motorcycle on roads, as it is a legal offence. Moreover, bike insurance will provide coverage against financial and legal liabilities arising due to accidents and mishaps. Read on as this article will provide you with all the information about Bajaj Dominar 400 Bike Insurance.

Importance of buying Two-Wheeler insurance for Bajaj Dominar 400 Model

Buying two-wheeler insurance is important, be it for Bajaj Dominar 400 or any other two-wheeler. Riding a two-wheeler without valid motor insurance is an offence, and you could be penalised for doing so. It is compulsory to purchase at least a Third-party bike insurance plan to comply with the rules and regulations. For extensive coverage, you can buy a Comprehensive Two-wheeler Insurance plan, which is optional. Below are the benefits of buying bike insurance for your Bajaj Dominar 400

Own Damage Coverage

The Comprehensive Insurance Plan will provide you with coverage against damages to your motorcycle and accidental death/injury to the rider/owner. With an Own Damage Cover, you need not worry about the repair costs, if your vehicle is damaged in an accident.

Third-Party Liability Coverage

A Third-party and Comprehensive Insurance Plan provides coverage against financial and legal liabilities arising due to damages to third-party property or life. If the insured vehicle is involved in an accident, and it causes damages to third-party property or life, then the insurer will cover such damages.

Theft/Total Loss Coverage

The Comprehensive Two-wheeler Insurance Plan also covers the theft and total loss of the insured bike. If your Bajaj Dominar 400 is stolen or suffers a total loss in an accident, then the insurer is liable to pay you the current value (IDV) of the vehicle.

Add-on Coverage

A Comprehensive Bike Insurance Policy gives you the option of enhancing the coverage benefits through add-ons. You can purchase a host of add-ons for Bajaj Dominar Bike Insurance, and they will provide extensive coverage for your motorcycle.

Bike Insurance Plans for Bajaj Dominar 400 Bike

You can opt for mainly two types of Bike Insurance Plans for Bajaj Dominar 400: Third-Party Bike Insurance and Comprehensive Bike Insurance. Below are the coverage details of both the Two-Wheeler Insurance Plans

Third-Party Bike Insurance

As per the Motor Vehicles Act, it is mandatory to purchase at least a Third-Party Liability Cover for your two-wheeler. Third-Party Two-wheeler Insurance Plan provides coverage against damage to third-party property or life.

Comprehensive Bike Insurance

A Comprehensive Two-wheeler Insurance Plan provides Third-Party and Own Damage Cover. The insurance policy provides coverage against damage to your motorcycle and injury/accidental death of the owner/driver.

What’s Covered in Bajaj Dominar 400 Insurance (Inclusions)

Bajaj Dominar 400 Comprehensive Bike Insurance will provide coverage against the following.

Loss/Damage to third-party property or life.
Loss/Damage to the motorcycle due to the accident.
Loss/Damage to the motorcycle due to fire or explosion.
Loss/Damage to the motorcycle due to man-made disasters such as riots, etc.
Loss/Damage to the motorcycle due to natural disasters such as cyclones, floods, earthquakes, storms, etc.
Loss/Damage to the motorcycle due to wear and tear.
Theft/Total loss of the insured motorcycle.

Exclusions of Bajaj Dominar 400 Bike Insurance

Bajaj Dominar 400 Bike Insurance will not provide coverage against the following circumstances.

Loss/Damage to the motorcycle due to mechanical or electrical failure.
Loss/Damage to the motorcycle when riding without a valid driving licence.
Loss/Damage to the motorcycle when riding under the influence of alcohol/intoxicating substances.
Loss/Damage to the motorcycle due to improper handling.
Any add-ons which are not purchased.

Add-ons for Bajaj Dominar 400 Two-Wheeler Insurance

Comprehensive Two-Wheeler Insurance Plan allows you to purchase add-ons. Below are the available for Bajaj Dominar 400 Bike Insurance

Engine Protection Cover
No Claim Bonus Cover
Pillion Rider Cover
Roadside Assistance Cover
Consumables Cover
Invoice Cover
Zero Depreciation Cover

Advantages of Purchasing Acko Two-Wheeler Insurance Policy for your Bajaj Dominar 400 Bike

ACKO Two-wheeler Insurance comes with a host of benefits. Below are the advantages of purchasing Bajaj Dominar Bike Insurance from ACKO.

1. Online Purchase

ACKO offers a paperless experience while buying Two-Wheeler Insurance online. The entire purchase process can be completed online, and Zero Paperwork and Digital Payment Modes save you a lot of time.

2. Hassle-Free Claim Settlement

At ACKO, you can apply for a Bike Insurance Claim online, and it hardly takes a few minutes. For minor damages, the claims will be settled instantly. In the case of major damages, the claims will be settled in a few hours/days, depending on the nature of damage and the state of the vehicle.

3. Expert Advice

You will find all the information related to two-wheeler insurance on ACKO’s website. Further, all your queries related to insurance purchase/renewal will be addressed by ACKO’s team of Bike Insurance experts. With unbiased advice, you can choose the best insurance plan for your Bajaj Dominar 400 bike.

4. Best Bike Insurance Plans

ACKO provides different insurance plans for your two-wheeler, depending on the optimum value (Insured Declared Value) of the vehicle. You can compare bike insurance plans and add-ons before purchasing.

Claim Procedure

Follow the steps below to apply for a Bike Insurance Claim at ACKO.

Step 1. Download the smartphone app or log on to the website www.acko.com.
Step 2. Log in to your account.
Step 3. Select the Bike Insurance option from the main menu.
Step 4. Select the Two-Wheeler/Bike Claims options from the Claims section.
Step 5. Enter details such as the nature of the damage and upload the pictures of your damaged motorcycle.
Step 5. You will receive instant claim settlement for minor damages.
Step 6. In case of major damages, after assessing the damage, the estimated repair cost will be transferred to your account.

Frequently Asked Questions

Below are some of the most commonly asked questions about Bajaj Dominar 400 Bike Insurance.

1. Is online bike insurance valid for Bajaj Dominar 400?

Yes, online bike insurance is valid for Bajaj Dominar 400. When you buy bike insurance online, you will get the soft copy of the insurance certificate.

2. Can I renew Bajaj Dominar Bike Insurance online?

Yes, you can renew the bike insurance policy online, and it takes only a few minutes as there is no paperwork.

3. Is Bajaj Dominar 400 a reliable bike?

Yes, Bajaj Dominar 400 is a reliable motorcycle, and it is ideal for long-distance riding. The Dominar 400 is also a fuel-efficient bike with a mileage of 27kmpl.

4. Can I raise a claim for minor damages to my Bajaj Dominar 400?

Yes, you can raise a claim for minor damages. But note that if you apply for a claim for minor damages, you will lose out on NCB, unless you have purchased the NCB add-on cover.

5. Can I renew my expired Bajaj Dominar 400 Bike Insurance?

Yes, you can renew the expired two-wheeler insurance policy within the grace period provided by the insurance company. After the grace period, you have to pay a slightly higher premium due to additional service charges.

6. Will my insurance company compensate me if my Dominar 400 is stolen?

Yes, if you have purchased the Comprehensive Two-wheeler Insurance Plan, the insurer will pay you the IDV (Insured Declared Value) of the motorcycle if your Bajaj Dominar 400 is stolen.

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