Ducati Multistrada 1200 Bike Insurance

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If you own or are planning to buy the captivating Ducati Multistrada 1200, you must also plan for the expenses that may arise from bike damages and accidents. Bike insurance can help you out in this regard. Read ahead to know more about Ducati Multistrada 1200 bike insurance options.

Importance of buying online two-wheeler insurance for Ducati Multistrada

You can obtain the following benefits by buying online two-wheeler insurance for your Ducati Multistrada.

Easy process

If you opt for online insurance, you can buy/renew two-wheeler insurance and access other insurance services remotely. Also, online bike insurance is quick and takes only a few minutes to complete. In contrast, the offline alternative may take up to a few weeks to complete.

Convenient method

If you opt for online bike insurance, you will have a lot of options to choose from. So, you can compare plans and shortlist the best as per your requirements and convenience. You can compare bike insurance plans based on the sum insured, Insured Declared Value (IDV) and coverages offered.

24x7 assistance

Online bike insurance providers (such as ACKO) usually have a help page to troubleshoot issues you may encounter. The explanation on the help page is usually easy to understand. Nonetheless, if you prefer speaking to an executive, you can call the customer care number.

Bike insurance plans for a Ducati Multistrada 1200 bike

Here are the bike insurance options available for your Ducati Multistrada 1200 bike.

Third-party Bike Insurance

As per The Motor Vehicles Act of 1988, Third-party two-wheeler insurance is a legal requirement to drive on Indian roads. Not obtaining Third-party Bike Insurance can lead to legal penalties. However, it covers only accidental injury, death or property damage faced by third parties. It does not cover damages to your insured Ducati Multistrada 1200 bike.

Comprehensive Bike Insurance

This bike insurance plan provides both an Own Damage Bike Insurance (OD) cover and coverage against third-party liabilities. Under the OD part of the plan, you can receive financial protection against accidental damages, theft and damages that may crop up as a result of natural or manmade disasters. Also, you can choose add-ons with this plan to further extend its coverage.

What’s covered in Ducati Multistrada insurance? (inclusions)

The following is a list of the usual inclusions found in a Comprehensive Bike Insurance Plan for a Ducati Multistrada 1200 bike.

Accidental damages to the insured bike
Third-party liabilities
Damages that come about as a result of natural or manmade calamities
In the event of your insured Ducati Multistrada bike being stolen
If you buy add-ons, you may receive other coverages

Note: A Personal Accident (PA) cover is a legal requirement in India. However, it is not an inclusion under a Comprehensive Bike Insurance Plan. Thus, it has to be bought individually. It offers monetary compensation if the insured unfortunately suffers accidental disability or death due to a bike accident.

Exclusions of a Ducati Multistrada bike insurance

The following is a list of the usual exclusions under a bike insurance plan for a Ducati Multistrada bike.

If the damages incurred are a result of taking part in illegal racing events
If caught riding under the influence of drugs or alcohol
Being found driving without the possession of documents required by law
Regular wear and tear of vehicle parts with time
Damages that transpire as a result of electrical or mechanical failures in the bike
Damages that occur beyond the geographical scope of the plan

Add-ons for Ducati Multistrada two-wheeler insurance

You can avail of the following add-ons under a Comprehensive Bike Insurance for your Ducati Multistrada 1200 bike.

Key Protection Cover
Roadside Assistance Cover
Personal Accident Cover
Bike Engine Protection Cover
Zero Depreciation Cover
Outstation Emergency Cover
Personal Belongings Cover - Damage/Bike Theft Cover
Consumables Cover

Note: Theadd-ons enumerated in the above section are subject to availability.

Why ACKO?

Here are the reasons why ACKO is the ideal insurance provider for your Ducati Multistrada 1200.

Low-cost insurance

ACKO is a 100% online insurance provider. Thus, we are able to skip intermediaries and sell our products directly to customers. This enables us to significantly save on commissions and operational costs. The costs saved are shared with our customers in the form of low-cost plans.

Swift claims

At ACKO, we make sure that we settle bike insurance claims towards minor damages in a couple of hours. However, claims towards major damages may take longer, but are also settled swiftly. Note that claim settlement is as per the policy’s terms and conditions.

Bypass inspection

In some cases, your bike might be required to undergo a pre-policy inspection. This can be time-consuming. With ACKO, you can bypass this process to save time and avail of bike insurance immediately.

ACKO’s claim procedure

To raise an ACKO bike insurance claim, just follow the below steps.

Step 1: Sign in to your ACKO account on the ACKO website or mobile application.

Step 2: Access your Ducati Multistrada bike’s policy card and click on “Claim”.

Step 3: Reply to some questions regarding the accident and upload images of the accidental damages.

Once your claim has been submitted successfully, our team will process it. Soon after that, you will receive the compensation as stated in the terms of the policy.

Frequently asked questions

In this section we will discuss some of the most frequently asked questions regarding Ducati Multistrada 1200 bike insurance.

Is every bike accident scenario covered under ACKO’s Comprehensive Bike Insurance for Ducati Multistrada 1200?

Most bike accident scenarios are covered under ACKO’s Comprehensive Bike Insurance for Ducati Multistrada 1200. Nonetheless, if you want more coverage you can buy add-ons on top of the base plan. There are specific add-ons for specific scenarios. So, you can choose them based on your requirements.

What is the most suitable ACKO bike insurance plan for a Ducati Multistrada 1200 bike?

A Third-party Bike Insurance covers only third-party liabilities. A Comprehensive Bike Insurance Plan on the other hand covers both third-party liabilities and damages incurred by your insured bike. Thus, a Comprehensive Bike Insurance Plan may be the most suitable to protect you against most accident scenarios.

Are there any documents I need to submit while buying ACKO bike insurance for my Ducati Multistrada?

No, you do not need to submit any physical documents while buying ACKO bike insurance for your Ducati Multistrada. Since ACKO is a digital insurance provider, no physical document submission is required. The same applies for ACKO two-wheeler insurance renewal online.