Ducati Superbike 1198 Bike Insurance

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Ducati Superbike 1198 is a stunning sports bike. If you own this bike, riding it on Indian roads can be an exhilarating experience!. However, note that as per The Motor Vehicles Act, it is mandatory to buy bike insurance before you hit the road. Read ahead to learn more about Ducati Superbike 1198 cc bike insurance in India.

Importance of buying online two-wheeler insurance for Ducati Superbike

Here are the key advantages of buying online two-wheeler insurance for your Ducati Superbike 1198.

Compare policies

In recent times, several bike insurers have taken their insurance products online. Thus, there are numerous online bike insurance options to choose from. This makes it easy to compare bike insurance plans and choose a suitable one based on your requirements.

Easy usability

Buying bike insurance online is usually quicker and easier than the offline process. Buying bike insurance offline may take a few days. However, buying two-wheeler insurance online may take only a few minutes and can be bought from the comfort of your home.

24x7 assistance

For those who are new to online bike insurance, there is usually a Help and Support feature on the insurer's website (for example, on ACKO’s website/app). So, you can use this to clarify your doubts. Alternatively, there may also be an option to call a toll free number.

Bike insurance plans for Ducati Superbike 1198

You can avail of the following bike insurance plans for a Ducati Superbike 1198.

Third-party Bike Insurance Plan

Possessing Third-party Two-wheeler Insurance is the minimum legal requirement to ride on Indian roads. It offers financial cover against third-party liabilities like injury, death or property damage resulting from an accident involving your two-wheeler. Nonetheless, expenses arising from accidental damages to your insured bike are usually not covered under this plan.

Comprehensive Bike Insurance Plan

As its name may suggest, this plan provides broad coverage. It offers coverage against third-party liabilities and an Own Damage bike insurance (OD) cover. Thus, you will also receive financial protection in the event of theft, accidental damages and damages resulting from natural or manmade disasters. You can also buy add-ons (based on availability) under this plan to further broaden its coverage.

What’s covered in Ducati Superbike 1998 bike insurance?

A Ducati Superbike 1998 Comprehensive Bike Insurance Policy will usually include the following accident cases.

Damages that are incurred as a result of an accident
Damages that are resultant of natural or man-made calamities like floods, earthquakes, vandalism, etc.
Third-party liabilities due to an accident involving the insured bike
Theft of your two-wheeler
More coverages if add-ons are included in the plan

Note: A Personal Accident (PA) cover is legally compulsory, nonetheless, it is not an inclusion under a Ducati Superbike 1198 bike insurance. It provides monetary support if the insured suffers accidental injury or death.

What’s not covered in Ducati Superbike 1198 bike insurance?

A Ducati Superbike 1998 bike insurance usually excludes the following accident cases.

Damages that may arise while participating in illegal racing activities
Riding under the influence of mind-numbing substances
Being found without the possession of legally necessary documents
Damages that are a byproduct of the regular wear and tear of bike parts
Damages that are resultant of electrical or mechanical faults in the bike
Damages that happen outside the geographical areas defined in the policy

Add-ons for Ducati Superbike 1198 bike insurance

If you buy a Comprehensive Bike Insurance Plan for your Ducati Superbike, you can also opt for the following add-ons.

Bike Engine Protection Cover
Personal Accident Cover
Outstation Emergency Cover
Personal Belongings Cover - Damage/Theft Cover
Zero Depreciation Cover
Roadside Assistance Cover
Key Protection Cover
Consumables Cover

Note: The add-ons listed above are subject to availability.

Why ACKO?

Here are the top reasons why you should consider buying ACKO bike insurance for your Ducati Superbike 1198.

Cost-effective insurance

Since ACKO has a completely digital infrastructure, we are able to transact on a direct-to-customer basis. This allows us to skip intermediaries like middlemen and the related costs. The costs saved help us to provide low-cost bike insurance plans.

Same-day claims

We know that your time is valuable to you. So, we make sure that we settle minor bike insurance claims on the same day itself. Claims raised for small damages are usually settled within a few hours of the request. Nonetheless, bigger damages may take a while longer.

Instant insurance

Usually, bike insurers schedule a vehicle inspection before approving a bike insurance plan. However, under ACKO bike insurance your vehicle does not need to undergo any such inspection. So, you can get your bike insured instantly, without any delay!

ACKO’s claim procedure

Below are the simple steps you need to follow to raise a claim under ACKO bike insurance.

Step 1: Log in to your personal account by visiting the ACKO website or by downloading and installing the ACKO mobile app.

Step 2: Find your Ducati Superbike policy card and click on “Claim”.

Step 3: Then, reply to some damage-related questions and upload images of the same. After that, click on “Submit”.

Once you have submitted your claim, our team will take it up from there and you will receive your claim settlement as per the terms and conditions.

Frequently asked questions

Below are some of the common questions that come up regarding Ducati Superbike 1198 insurance.

Is it possible to buy ACKO bike insurance for a second-hand Ducati Superbike 1198 bike?

Yes, you can avail of ACKO bike insurance for your second-hand Ducati Superbike 1198 bike. All you need to do is enter your bike details, choose a suitable plan and make an online payment for the same.

Does Comprehensive Bike Insurance cover all the accidental damage scenarios that could occur to a Ducati Superbike 1198?

As mentioned in this article, Comprehensive Bike Insurance for a Ducati Superbike 1198 covers most accidental damage scenarios. For exact details, please check the respective policy wordings. You can also additionally opt for add-ons under this plan to extend its coverage.

Does ACKO offer cashless repairs for claim-related damages to a Ducati Superbike 1198?

Yes, ACKO offers cashless repairs for claim-related damages to a Ducati Superbike 1198. However, these repairs have to be undertaken in ACKO’s network garages. ACKO has a wide range of network garages across India to choose from. You can choose a network garage based on your convenience.