Hero Achiever Bike Insurance

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Owning a bike comes with a lot of peripheral responsibilities. Apart from the primary responsibility of being an attentive rider, you need to maintain the bike, ensure it meets environmental norms and is properly insured. This article is about the third point, insurance. Two-wheeler insurance is a law-mandated policy and helps mitigate financial losses. Read ahead to know crucial information about Hero Achiever’s two wheeler insurance in India. Also, get an overview of how to go about buying online two-wheeler insurance.

Why Choose Online Two wheeler Insurance for Hero Achiever?

Here’s why it’s best to insure your Hero Achiever bike online.

Convenient

Online bike insurance is convenient as you can purchase or renew your policy at any time and from anywhere. All you need is a device like a smartphone or a laptop, an internet connection, and a digital payment mode like internet banking, debit card, e-wallet, etc.

Paperless

Unlike old-school insurance, you do not have to fill up lengthy application forms and submit documentation to insure your bike online. For example, you can choose to go for two-wheeler insurance online in a paperless manner by visiting ACKO’s website/app.

Transparent

In online two-wheeler insurance, you can go through policy-related information easily and make your decision. For example, you can know more about the features, inclusions, exclusions, etc., without being influenced by an agent, as all information is stated on the ACKO website/app.

Types of Insurance Plans for Hero Achiever

Listed below are the prominent Hero Achiever 150 bike insurance plans. You might find multiple plans to insure your bike, but the ones listed below are foundational.

Third-party Liability Two-wheeler Insurance

Such a plan is essential to insure you against third-party bike liabilities. These liabilities can arise, for instance, if you lose control of your bike and injure a pedestrian or damage someone’s property. The law requires you to insure your bike with at least this type of plan. The liability-only policy’s shortcoming is that it doesn’t cover damages to your bike.

Comprehensive Policy

Such a plan is ideal for wider insurance coverage. With a Comprehensive Policy, you shall be covered against third-party liabilities and damages to your bike. It covers damages due to accidents, calamities, fire, etc. Bike theft is also a part of the coverage. If you go with this option, you will also get the opportunity to strengthen your Hero Achiever’s insurance cover with add-on covers.

What’s Covered in Hero Achiever Bike Insurance? (Inclusions)

Here’s an overview of the inclusions offered by a Comprehensive Hero Achiever Bike Insurance Policy. Note that such a plan does not include a Personal Accident Cover, which is also necessary. It needs to be bought separately if you are not covered under one already.

Liability coverage for injury/death to a third party
Liability coverage for damage to third-party property
Damages to your two-wheeler because of an accident
Damages to your two-wheeler because of natural calamities
Damages due to man-made calamities
Damages to your bike due to fire
Insurance cover in case the bike is stolen

What’s Not Covered in Hero Achiever Bike Insurance? (Exclusions)

The following criteria are exceptions, meaning the bike insurance policy will not cover you for these circumstances.

Riding the bike in a state of intoxication
Not following the traffic rules
Riding with invalid driving-related documents
Expired insurance policy
Damages caused due to natural wear and tear and electrical/mechanical damage

Add-on Coverage for Hero Achiever

You have the choice of picking the following add-on coverages for your bike along with a Comprehensive Policy. Each add-on will increase the payable premium, but in exchange it will offer enhanced insurance coverage/service.

Zero Depreciation
Outstation Emergency Cover
Key Protect
Personal Belongings Damage/Theft
Consumables Cover
Roadside Assistance Cover
Bike Engine Protect

Why ACKO?

This section highlights the advantages of insuring your Hero Achiever from ACKO’s website/app.

Low Premium

Insure your bike with wide-ranging coverage without the need to spend a lot. ACKO’s Comprehensive Bike Insurance Policy is easy on the wallet and does not compromise on the coverage.

Any-time Insurance

Do not wait for a particular time/day or an appointment to insure your bike. Pick a suitable time and insure your Hero Achiever instantly via ACKO’s app/website. There’s no need to fill lengthy forms or attach an identity-related document to buy insurance as ACKO offers a paperless insurance experience.

Smooth Claim Settlement

Bike damage? Claim insurance instantly for minor damages via ACKO’s website/app. If the damage is a major one, our claims experts will take over and ensure a hassle-free claim settlement as per your policy’s terms and conditions.

ACKO’s Claim Process

Here’s how you can raise a claim via ACKO’s website. You can also opt for claim settlement via the ACKO app.

Step 1: Log in to your ACKO account and initiate the claim process.

Step 2: Share details and documents (if needed) related to the claim.

Step 3: Receive instant on-account claim settlement for minor claims and follow the stated process for major ones.

Frequently Asked Questions

Important questions and answers related to Hero Achiever bike insurance.

Commonly Asked Questions About Hero Achiever Bike Insurance

I am planning to buy the Hero Achiever. Is it compulsory to buy the dealer-offered plan or can I buy it online instead?

It is not mandatory to purchase the dealer-offered plan. You can opt for new bike insurance from ACKO for a hassle-free insurance experience.

Can I insure my bike on ACKO’s website using my mobile or do I have to download the app for it?

You can insure your bike on ACKO’s website using your mobile’s internet browser. Downloading the app is not necessary but it can be advantageous to do so for raising claims and renewing the policy even quickly.

I have a car and while insuring it I had purchased the Personal Accident Cover. Do I need to buy it again while insuring my Hero Achiever?

No, you do not need to purchase the Personal Accident Cover if you are already covered under a valid one as per an active vehicle insurance plan.

Will the Comprehensive Bike Insurance policy cover damages due to vandalism?

Yes, damages due to vandalism are covered under ACKO’s Comprehensive Bike Insurance Policy.

Can I raise two claims in one policy period?

Yes, raising multiple claims is allowed during one policy period provided the terms and conditions of the policy are not violated.

Other Two-wheeler Insurance for Hero Bike Models/Variants

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