Hero Destini 125 Bike Insurance: Buy/Renew Destini Insurance

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Two-wheelers offer easy manoeuvring through traffic and are also fuel-efficient as compared to other types of vehicles. But what happens in case of bike damage or injuries to other people because of your Hero Destini 125 scooter? It is where bike insurance comes to the rescue. Apart from being a compulsory requirement, bike insurance provides financial help in case of accidents or damage. Let’s deep dive into what a Hero Destini 125 bike insurance policy offers.

About two-wheeler insurance for Hero Destini 125

Hero Destini 125 motorcycles provide comfort and manoeuvrability through narrow paths or heavy traffic. But this also increases the chances for bike damage. To safeguard yourself from the financial burden of damage, and as a compliance requirement, you must buy bike insurance.

The basic type of two-wheeler insurance policy, i.e. the Third-party Liability Policy (purchase mandated by law) does not provide adequate coverage and exposes you to financial liabilities connected with your Hero Destini 125 scooter. Thus, consider opting for a Comprehensive Bike Insurance Policy to cover the insured bike.

Bike insurance plans for Hero Destini 125 Bike

Here are two major bike insurance plans for your Hero Destini 125.

Third-party Liability Bike Insurance

A basic type of bike insurance plan, the Third-party policy provides limited coverage. You can only raise claims in case your bike causes damage to the third party’s property, or cause injuries or death. An important thing to note is this plan does not cover your bike against different contingencies. But buying at least a Third-party bike insurance (Third-party Liability policy) is compulsory by law.

Comprehensive Bike Insurance

For easy understanding, you can say that a Comprehensive plan is an extended version of the Third-party Liability Bike Insurance Plan. It not only offers basic coverage but also covers your bike against different kinds of damage. For example, damage from an accident, fire, natural or man-made calamities, etc. You can also enhance this plan with additional coverages or add-ons.

What’s covered in Hero Destini 125 bike insurance?

Take a look at the inclusions of a Comprehensive Hero Destini 125 two-wheeler insurance.

Third-party property damage due to your insured two-wheeler
Injuries/death of a third party as a result of an accident with your scooter
Fire damage is covered under Hero Destini 125 bike insurance
Damage from natural or man-made calamities
Accidental damage
Theft coverage
Coverage for total loss

Exclusions of Hero Destini 125 bike insurance

The following things are not covered under your ACKO Bike Insurance Policy

There will be no insurance coverage if the policy is expired or inactive
Any kind of electrical or mechanical damage to the bike is not covered under insurance
Damage caused to the bike when riding under the influence of an intoxicating substance is not covered
The damage will be not covered if you do not have valid documents like driving licence or bike insurance policy
Damage to the bike due to regular wear and tear is not covered
Damage caused due to taking part in illegal activities
Damage outside the geographical limit of the country is not covered
Damage to the bike as a result of not following traffic rules will not be covered

Note: Please go through the policy wordings of your bike insurance policy to view the full list of inclusions and exclusions.

Add-ons for Hero Destini 125 two-wheeler insurance

Here is a list of suitable add-ons for your Hero Destini 125 Bike Insurance plan.

Zero Depreciation Cover
Outstation Emergency Cover
Consumables Cover
Engine Protection Cover
Key Protection Cover
Personal Accident Cover
Personal Belongings Cover - Damage/Theft
Roadside Assistance Cover

Disclaimer: The add-ons mentioned above are subject to availability. Please check the same while buying your bike insurance policy.

Why ACKO?

Here are a few reasons why buying bike insurance from ACKO will be fruitful for you.

Lower premiums

ACKO offers one of the best bike insurance deals in the market. You get a feature-rich bike insurance policy in exchange for a lower premium.

24x7x365 customer support

ACKO’s customer support is available round the clock. You can contact us any time and we will try to resolve your query as fast as possible.

Instant claims

We do our best to settle minor bike insurance claims instantly. So in case your bike suffered minor damage like a broken mirror, we will try to settle the claim within a few hours.

ACKO’s claim process

Here are the steps to raise a claim against your Hero Destini 125 Bike Insurance Plan.

Step 1: Open your ACKO profile either from the website or on our mobile app

Step 2: Click on your Hero Destini 125 Bike Insurance Policy and select "Claim"

Step 3: Give us more information about the claim by answering a few simple questions and upload necessary documents

In case of minor claims, we will try to complete the settlement process within a few hours. Major claims may take more time to complete depending upon the extent of damage your bike has suffered.

Frequently asked questions

Following are some common queries related to Hero Destini 125 bike insurance policy. Please write to us at [email protected] in case you have more questions.

How can I buy bike insurance for my Hero Destini 125 scooter online?

Please click on bike insurance and enter your bike’s registration number to get started by visiting www.acko.com or download the mobile app. You will find suitable insurance plans and quotes for your Hero bike.

Does it take too long to raise a claim against my Hero Destini 125 bike insurance policy at ACKO?

No, you can raise a claim within just a few minutes from our website or from the mobile app. Just answer a few questions and submit the claim. We will try to settle your claim within a few hours if the bike has suffered minor damage.

Can I buy bike insurance add-ons for my Hero Destini 125 scooter at ACKO?

At ACKO, bike insurance add-ons are subject to availability. Please check for the same while buying or renewing your Hero Destini 125 bike insurance policy.

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