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Glamour is a word that is almost synonymous with riding bikes. And if the bike is named Hero Glamour, then you rightly know what to expect from it. Apart from the fast-paced and glamorous side of riding bikes, there is another side as well—one with responsibilities. It is expected of a bike rider to be responsible while using the vehicle, and bike insurance is a huge part of this responsibility. Read ahead to know more about Hero Glamour Bike Insurance and how to go for bike insurance online in India.
Listed below are top reasons to choose online Hero Glamour Two-wheeler Insurance over the traditional method of visiting the insurer’s branch office, meeting agents, etc.
It just takes a few minutes to insure your Hero Glamour via the online method. For instance, if you choose to insure your two-wheeler via ACKO’s website/app, you can complete the entire process within minutes.
Forget filling lengthy forms and sharing multiple documents to insure your vehicle. Online bike insurance is as simple as ordering food or booking a cab online. No paperwork, no complex procedures. For example, visit ACKO’s website/app, select the plan, pay online, and insure your bike.
You are the decision-maker when it comes to insuring your bike online. You choose which policy to choose and at what time to buy. You can insure your bike conveniently from the comfort of your home using your preferred internet-enabled device with online payment facilities.
You have the following primary options when it comes to picking a Hero Glamour Bike Insurance Policy. There can be multiple plans, but the plans mentioned below are central.
Accidents are unexpected. They can happen in the unlikeliest of situations. There’s a possibility that you might injure someone while riding your bike or damage their property. Here, you will be liable to compensate the third party. This liability shall be taken care of by the Third-party Liability policy as per the terms and conditions.
The Liability-only plan does a great job of covering third-party liabilities. But what about damages to your Hero Glamour? Such damages are taken care of by a Comprehensive Policy. It includes liability coverage as well as Own Damage cover against damages due to fire, accident, calamities, etc. It also covers bike theft. You can also buy additional coverages with this plan.
A Comprehensive Hero Glamour Bike Insurance Policy offers the following inclusions. Note that you need to buy a Personal Accident Cover separately if you are not covered under such a vehicle insurance plan.
Cover for third-party liabilities
Cover for damages to the Hero Glamour because of fire, calamities, etc.
Cover for damages to the Hero Glamour because of accidents
Cover in a case where the bike is stolen without a trace
Other chosen coverages in the form of add-ons
Just as it is important to know what’s covered in your Hero Glamour Two-wheeler Insurance Policy, it is also crucial to know what’s excluded from the coverage. Here’s where the policy shall not cover your losses.
Drunk riding
Riding with invalid papers/documents
Riding in a way that violates traffic rules
Natural wear and tear and mechanical/electrical breakdown
Illegal usage of vehicle
Here’s a list of popular additional coverages that you can purchase with a Comprehensive Hero Glamour Two-wheeler Insurance online.
Outstation Emergency Cover
Zero Depreciation
Consumables Cover
Roadside Assistance Cover
Personal Belongings Damage/Theft
Bike Engine Protect
Key Protect
This section highlights why picking ACKO as your insurance partner will be beneficial for you.
ACKO offers broad-ranging bike insurance plans at a wallet-friendly rate. Thus, you do not have to spend a lot of money to insure your bike with a policy that offers wide coverage and top-notch services.
With middlemen and agents out of the picture, you have total transparency while purchasing bike insurance from ACKO’s website/app. You can do so in a paperless manner, at any time, and within minutes.
Usually, claim settlement is a huge pain point for bike insurance policyholders. However, with ACKO, you do not have to worry about such issues because of our tech-based infrastructure that offers hassle-free claims.
This is how you can lodge a claim request on ACKO’s website. Note that you can also do so via the ACKO app.
Step 1: Visit ACKO’s website and log in to your account
Step 2: Initiate the claim process by clicking ‘Claim Now’ and share claim-related details
Step 3: Follow the process for hassle-free claim settlement. For minor damages, we will settle the claim instantly. In case of major damages, our team will help you.
You need to buy an insurance policy for your bike for two reasons; it is mandatory to do so as per The Motor Vehicles Act, 1988, and it offers financial protection in case things go wrong.
Not at all. Buying and renewing bike insurance online via ACKO’s website/app is super quick.
You should opt for a Comprehensive Plan as it offers broad coverage.
Yes, the law mandates that you keep your bike’s insurance policy active by renewing it continuously so that it stays active.
No, the Roadside Assistance cover is an add-on, and it needs to be purchased along with a Comprehensive Plan.