Hero Maestro Bike Insurance

1. How to buy bike insurance online for my Hero Maestro?

Online insurance through ACKO is simple and hassle-free. Just visit our website www.acko.com or download the ACKO app to enter a few details about your Hero Maestro to insure the vehicle instantly. There is no paperwork involved, making the purchase journey simple and easy.

2. What is the process to renew my Hero Maestro bike insurance online?

Existing ACKO customer can log in to their account via our website or mobile app to access your account. Choose the policy to renew without any paperwork. If you are new to ACKO, simply enter a few details of your scooter and renew the plan with ACKO for a hassle-free experience.

3. Do I need to submit any documents to buy or renew bike insurance for my Hero Maestro?

No. You don’t have to submit documents to buy or renew the insurance plan with ACKO. Visit our website or download the mobile app to enter a few details of the vehicle to process your request. There is no paperwork required to insure your Hero Maestro with ACKO.

4. Is bike insurance compulsory for my Hero Maestro?

Yes. You need to insure your scooter at least with the Third-party Bike Insurance to comply with The Motor Vehicles Act, 1988. However, this plan provides only third-party coverage and does cover damage to your vehicle. Consider buying the Comprehensive Bike Insurance that includes both the Third-party Insurance and the Own Damage cover.

5. Is Personal Accident (PA) cover mandatory and how do I buy the cover?

As per law, the PA cover is mandatory regardless of which insurance plan you buy for your vehicle. The Personal Accident cover does not come along with the bike insurance plan. You need to buy the PA cover while buying or renewing the two-wheeler insurance policy.

6. What does add-on cover mean in bike insurance?

An add-on is a small coverage that is sold along with the Comprehensive Bike Insurance. The add-on covers enhance the basic plan to cover more liabilities. You can include the add-ons while buying or renewing the policy. You can choose from several useful add-ons to your Hero Maestro bike insurance. For more details, you can read more about it in the above-mentioned section.

7. Is Comprehensive Bike Insurance mandatory for my Hero Maestro?

Only Third-party Bike Insurance is mandatory as per The Motor Vehicles Act, 1988; however, it does not cover damage to the insured scooter. While the Comprehensive Bike Insurance is not mandatory, it offers the benefit of both Third-party Bike Insurance and Own Damage cover. Additionally, you have the option to include add-ons along with the Comprehensive Insurance Plan.

8. What is the benefit of not filing any claims against my bike insurance policy?

The benefit of not filing any claims during the policy period is that you can get a discount on the renewal premium. This discount is known as the No Claim Bonus (NCB) for bike. If you do not file any claims for five consecutive years, you get up to 50% as a discount on the renewal premium.

9. What is the process to renew my expired Hero Maestro bike insurance?

If you do not renew the policy within the expiry date then you no longer get the coverage benefits of the policy. If you do not renew the policy within 90 days of the expiry, then you will lose out on benefits such as the NCB. However, you can still renew the policy even if it is expired. Visit www.acko.com and log in to your account to renew the plan. Our insurance experts will guide you through the next steps to renew the policy.

10. Does my bike insurance policy cover damage to my scooter due to flooding?

Yes, you can raise a claim against your policy if you have the Comprehensive Bike Insurance Policy. The plan covers damage to the insured scooter caused due to natural calamities.