Hero Pleasure Bike Insurance

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For bike enthusiasts, riding their two-wheeler is nothing short of undiluted pleasure. And there’s no doubt about this if the scooter itself is called Hero Pleasure. However, riding a two-wheeler is not all fun and games. It comes with a responsibility. And opting for Hero Pleasure Two-wheeler Insurance is one such responsibility. Read this article to know in detail about different types of two-wheeler insurance policies, their features, and why choosing Hero Pleasure Bike Insurance online is a good option.

Why Choose Online Two-wheeler Insurance for Hero Pleasure?

People are divided when it comes to online shopping. Some prefer the convenience of buying stuff online while some prefer to get a feel of tangible things before purchasing them. In this scenario, financial products such as a bike insurance policy are extremely easy to purchase online. Here’s why.

1. Go Paperless

It is assumed that purchasing an insurance policy involves a lot of form-filling and attaching multiple documents to the application. However, that’s not the case, especially with ACKO. You can insure your Hero Pleasure without the above-mentioned tedious activities via ACKO’s app/website.

2. Anytime Policy

Just like you can visit an ATM to withdraw cash anytime, you can buy insurance anytime thanks to online bike insurance. For example, you can simply insure your Hero Pleasure on a Sunday evening from your couch by visiting ACKO’s app/website without any inconvenience.

3. Informed Decisions

There are several stories where an agent has sold a type of policy that was not required by the policyholder. Such instances are eradicated when buying insurance online. For example, as ACKO follows a Zero-commission model, there’s no agent interference and you get to make informed decisions.

Types of Insurance Plans for Hero Pleasure

When it comes to buying or renewing Hero Pleasure Bike Insurance, you have the following primary options.

1. Third-party Liability Policy

This plan offers a basic cover for your scooty. This law-mandated cover does not insure your two-wheeler against damages but covers third-party liabilities that may arise because of an accident. For example, if you injure someone while riding your Hero Pleasure, this policy will cover your financial liability towards that individual. This policy covers third-party injury, death, and damage to their property.

2. Comprehensive Plan

This plan is an upgrade over the basic Third-party Plan. It scores over the Liability-only policy as it offers that policy’s coverage and also insures damages to your bike. Thus, a Comprehensive Plan covers you against third-party liabilities and bike damage caused by calamities, fire, accident, etc. Bike theft is also one of the listed inclusions of this plan.

What’s Covered in Hero Pleasure Insurance? (Inclusions)

Here are the inclusions of a Comprehensive Hero Pleasure Two-wheeler Insurance Policy. Note that you need to buy a Personal Accident Cover separately as it is not a part of this plan.

Liabilities towards third-parties arising due to injury/death or property damage
Theft of bike
Bike damage caused by fire
Bike damage caused by calamities
Bike damage caused by accidents

What’s Not Covered in Hero Pleasure Insurance? (Exclusions)

The following situations are termed as exclusions to a Hero Pleasure Bike Insurance Policy.

Accident caused in a state of intoxication
Riding Hero Pleasure with an expired insurance plan
Non-compliance of prevalent traffic rules
Damage due to natural wear and tear or due to mechanical/technological breakdown.
Usage of bike for illegal acts like racing.

Add-on Coverage for Hero Pleasure

If you feel you need additional coverage than that offered by a Comprehensive Plan, then you can go for add-on covers. These covers come in handy at the time of claim settlement or to avail of services in case of bike damage. Here’s a list of popular add-ons to buy with Hero Pleasure Bike Insurance.

Zero Depreciation
Consumables Cover
Outstation Emergency Cover
Roadside Assistance Cover
Key Protect
Bike Engine Protect
Personal Belongings Damage/Theft

Why ACKO?

Here’s why you should insure your Hero Pleasure with a Comprehensive Two-wheeler Insurance Plan offered by ACKO.

1. Low-cost Policy

As ACKO is a digital insurer, the cost of buying or renewing bike insurance from the website/app is on the lower side. This is possible due to low operational costs and a Zero-commission model.

2. Tech-based Process

Whether it is insuring your bike for the first time, renewing the policy, or raising a claim, ACKO offers a tech-based process for transparency, convenience, and seamless claim processing.

3. Hassle-free Claims

Settling claims is not an issue with ACKO because of our digital infrastructure. You can get instant claim settlement for minor claims such as dents. Major claims are also processed swiftly.

ACKO’s Claim Process

You have the option to raise claims via ACKO’s responsive website as well as the mobile app. Read ahead for an overview of the process in three simple steps.

Step 1: Visit your ACKO account using an OTP verification process

Step 2: Hit ‘Claim Now’ and share basic information about why you want to raise a claim.

Step 3: Follow the process to get your bike insurance claims settled seamlessly.

Frequently Asked Questions

Commonly-asked questions surrounding Hero Pleasure Insurance.

Frequently Asked Questions

Can I buy a Comprehensive Hero Pleasure Two-wheeler Insurance online just for a month?

As of now, the Comprehensive Plan is unavailable for a month. You can go for an annual plan instead.

Will I be penalised for riding my bike without a valid insurance policy?

Yes, you can be penalised if you are riding your uninsured two-wheeler.

Can I renew insurance from ACKO for a pre-owned bike?

Yes, you can insure a pre-owned bike with ACKO.

Is bike insurance purchase as well as renewal possible via the ACKO app?

Yes, you can buy and renew bike insurance within minutes by using the ACKO app.

Will a Third-party Policy insure me if my bike gets damaged due to a tree-fall?

No, tree-fall is classified as Own Damage, which is not covered by a Third-party Cover. You will need a Comprehensive Plan for it.

Other Two-wheeler Insurance for Hero Bike Models/Variants

Hero Achiever Insurance	Hero Duet Insurance	Hero Glamour Insurance	Hero HF Deluxe Insurance
Hero Hunk Insurance	Hero Ignitor Insurance	Hero Karizma Insurance	Hero Maestro Edge 110 Insurance
Hero Maestro Edge Insurance	Hero Passion Insurance	Hero Passion Pro Insurance	Hero Splendor Insurance
Hero Splendor Plus Insurance	Hero Super Splendor Insurance	Hero Xtreme Insurance	Hero Xpulse 200 Insurance
Hero Destini 125 Insurance	Hero Splendor iSmart 110 Insurance