Honda Bike Insurance

1. What is the procedure to buy Honda bike insurance online?

You can visit our website www.acko.com or you can download the ACKO app to enter a few details of your vehicle to insure your Honda bike within minutes. You do not have to submit paperwork to buy or renew the policy, making the entire purchase or renewal journey simple and hassle-free.

2. How to renew my Honda bike insurance online?

Existing ACKO customers can log into their account through the website or ACKO app to access the account. Select the renewal option and renew the plan without any paperwork. If you are new to ACKO, just enter a few details of your Honda bike on the website or mobile app to renew the plan instantly.

3. Should I buy the Personal Accident (PA) cover and is it mandatory for bike insurance?

Yes, the PA cover is mandatory and can be purchased while buying or renewing the bike insurance policy. The cover protects you against the risk of death or physical disability due to an accident. The Insurance Regulatory and Development Authority of India (IRDAI) has mandated that the PA cover should be bought along with the two-wheeler insurance with the coverage of Rs. 15 lakhs.

4. Is Comprehensive Bike Insurance Policy mandatory for Honda bike insurance?

The comprehensive insurance plan for your Honda bike is not mandatory although it is the ideal insurance plan for your vehicle since it protects you against repair costs of the damage to your vehicle. While the Third-party Two-wheeler Insurance Policy is mandatory, it does not provide coverage for the insured vehicle. The comprehensive plan also offers the option to include add-ons to enhance the basic plan.

5. What documents are required to insure my Honda bike?

At ACKO you do not have to submit documents to insure your bike. Visit our website or app on your smartphone to enter a few details of the vehicle to insure it instantly. There is no paperwork required while buying motor insurance with ACKO.

6. What is an add-on cover in bike insurance and can I buy it for my Honda bike?

An add-on cover is a small coverage plan that is bought along with the Comprehensive Bike Insurance Plan. The add-on enhances the plan to include coverages that are not offered under the basic comprehensive plan. You can refer to the above-mentioned section for more information.

7. Do I get any discount for not filing any claims during the policy period and how to get it?

For not filing any claims during the policy period, the insurance provider offers a discount which is known as the No Claim Bonus (NCB). It will be provided to you in the form of a discount on the renewal premium of the policy. The discount starts from 10% for the first year and then goes up to 50% if you do not register any claims for five consecutive years.

8. How to file a claim against my Honda bike insurance at ACKO?

To file a claim against the ACKO bike insurance plan, you do not have to submit any documents. Just visit our website or app to answer a few details about the damage and upload the pictures for the same. For minor damages, ACKO offers instant claim settlement and for major damage, our claims team will guide you through the necessary steps.

9. My bike is damaged due to flooding. Does my bike insurance cover such liabilities?

Yes, bike insurance covers such damages. You can file a claim against the Comprehensive Two-wheeler Insurance Plan since it covers damage to the bike caused due to natural calamities.

10. How can I renew my expired Honda bike insurance policy?

Existing ACKO customers can visit our website or smartphone app to log in to their account and renew the plan online. Your bike may or may not be inspected before the policy can be renewed. During the period when the policy is inactive, you will not receive any coverage from the insurer. Also, No Claim Bonus earned is valid for a period of 90 days. It is important to renew the plan before it expires to avoid non-coverage of your vehicle.