Honda Grazia 125 Bike Insurance: Buy/Renew Grazia 125 Insurance

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Honda is known for bringing efficiency and style together in its bikes, which is also visible in the Grazia. The Grazia is a scooter with a sporty look and practical features that you don’t usually find in other vehicles in the segment. But to get your Grazia scooty on the road, you will need bike insurance. Here is a guide to help you buy and renew Honda Grazia bike insurance online.

Benefits of buying online two-wheeler insurance for Honda Grazia

Here are the advantages of buying Honda Grazia two-wheeler insurance online.

24x7 access

The digital platform allows you to find important insurance-related details and services via your smartphone. You can buy or renew a policy or raise a claim online at any time. Thus, you save yourself from visiting the insurance company’s office for every procedure.

Policy comparison

There are different types of policies and add-ons available for the Honda Grazia 125 bike. Therefore, it is essential that you compare policies before making a purchase. The online platform enables a quicker way to look at policy features and prices, helping you select the best-suited Honda Grazia 125 bike insurance.

Easy procedures

Initiating insurance-related procedures is much faster online than offline. There is no need to wait for callbacks from insurance agents or schedule appointments with the insurance company. You can simply visit the online platform to buy/renew policies or register a claim instantly.

Bike insurance plans for Honda Grazia 125 scooter

You can choose between the following Grazia two-wheeler insurance policies.

Third-party Bike Insurance Policy

A Third-party Bike Insurance Policy is a mandatory plan as per The Motor Vehicles Act, 1988. It offers financial protection against third-party liabilities incurred while riding the bike. The policy covers against third-party loss of life, injury and property damages. You can not legally ride your Grazia without having at least this insurance plan. However, this policy does not include any coverage for the loss, damage or theft of your insured Grazia.

Comprehensive Bike Insurance Policy

A Comprehensive Bike Insurance Policy includes coverage against damages to your insured scooter and third-party liabilities. It also allows you to further extend the coverage for your bike with add-ons. Each add-on provides an extension to a policy for better coverage, benefits, and services. Thus, you get to raise claims against damages due to accidents, man-made or natural disasters, vehicle theft, and other circumstances based on the add-ons you purchase.

What’s covered in Honda Grazia Insurance? (Inclusions)

Here is a list of the circumstances included in a Honda Grazia 125 bike insurance if you buy a Comprehensive Bike Insurance Policy.

Damaging third-party property while riding the insured vehicle
Causing injury to a third party while riding the insured vehicle
The demise of a third party caused by an accident while riding the insured vehicle
Damaging the insured vehicle due to an accident while riding
Damaging the insured vehicle beyond repair (total loss)
Damages caused by natural or man-made calamities (cyclones, floods, riots, vandalism, etc.)
Theft of the insured vehicle
Other coverages based on the included add-ons

Note: You need to purchase the Personal Accident cover, also called PA cover, separately as an add-on. A PA cover is mandated by the Indian government for vehicle riders to financially protect policyholders in case of a temporary or permanent injury or demise due to an accident.

What’s not covered in Honda Grazia bike insurance? (Exclusions)

You won’t be able to raise Honda Grazia 125 insurance claims in the following circumstances.

Riding your Grazia in illegal racing
Riding when you are in an intoxicated state
Negligence towards traffic rules while riding
Damages to your scooter due to electrical or mechanical problems
Damages to your scooter due to general wear and tear over time
Damaging your scooter while riding beyond the geographical boundaries as mentioned in the policy
Raising a claim when the insurance plan is inactive

Add-ons for Honda Grazia two-wheeler insurance

Add-ons are service-specific covers you can purchase along with the Comprehensive Bike Insurance policy. It allows you to customise the Honda Grazia 125 two-wheeler insurance quote based on the add-on covers you need the most. Here are the add-ons you can choose from.

Roadside Assistance Cover
Zero Depreciation Cover
Engine Protect Cover
Key Protect Cover
Personal Belongings Cover - Damage/Theft
Outstation Emergency Cover
Consumables Cover

Why ACKO?

ACKO has simplified the process of buying or renewing bike insurance online. Multiple two-wheeler insurance plans and add-ons are available at ACKO. You can access them all via the online portal or mobile app. Here are more benefits you might be interested in.

Paperless purchase

To buy Honda Grazia scooter insurance online with ACKO, you don't need any physical paperwork. You can provide specific vehicle details and enter information related to the previous insurance plan (if applicable) to buy/renew a policy instantly.

Low premiums

Buying a policy from ACKO is cost-effective due to the direct-to-customer model we follow. Our 100% digital infrastructure saves you from agent commissions. Similarly, the online platform keeps the operating costs minimal, resulting in low-cost policies.

Quick claim settlement

When you raise a claim, ACKO’s support team takes care of the settlement as quickly as possible. In fact, the settlement of minor claims doesn’t take more than a few hours. Even for severe damages, we try to settle claims within 3 working days or more.

ACKO’s claim procedure

Below mentioned are the three simple steps to raise a claim for your Honda Grazia bike.

Step 1: Access your account via the official ACKO portal or mobile app.
Step 2: Search for your Honda Grazia 125 policy card, then click on ‘Claim’.
Step 3: Upload a few pictures of the damaged Grazia and share damage-related details to raise your claim.

Once you register a claim, our support team will get in touch with you to understand the claim in detail. You can expect to receive the settlement amount for minor claims in a few hours only. Note that the settlement duration may increase based on the complexities of vehicle damages.

Frequently asked questions

Below are a few common questions answered regarding Honda Grazia two-wheeler insurance at ACKO. If you don’t find your answer here, feel free to send your queries to us at [email protected].

Do I need to buy bike insurance for a second-hand Honda Grazia?

Every vehicle, new or second-hand, needs at least a Third-party Insurance Plan as mandated by law to ride on Indian roads. Thus, you must buy Honda Grazia 125 bike insurance, even if your bike is second-hand.

Moreover, you can purchase a Comprehensive Insurance plan to attain coverage against damages to your Grazia. That way, the financial burden of vehicle damages won’t fall on your shoulder.

How can I renew Honda Grazia 125 bike insurance at ACKO?

To renew Honda Grazia 125 two-wheeler insurance at ACKO, you only need a smartphone with an active internet connection. Access your account online using our official website or mobile app. There, you can browse policies, enter your Grazia details, provide information related to your previous policy and renew your insurance.

What types of add-ons ACKO has for Honda Grazia 125?

ACKO has multiple add-ons you can purchase with your basic Honda Grazia 125 insurance plan. Some of the most popular add-ons are Engine Protect cover, Roadside Assistance cover, Zero Depreciation cover, and Personal Belongings cover - damages/theft.

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