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Husqvarna is an Austrian motorcycle manufacturer known for its motocross, enduro and streetfighter motorcycles. Husqvarna is a Swedish-origin brand, and it is currently owned by KTM. In India, Husqvarna retails two models: Vitpilen 250 and Svartpilen 250,the latter is a streetfighter, while the former is a cafe-racer style motorcycle. If you own a Husqvarna bike or planning to buy one, then this article will provide you with all the details about Husqvarna Bike Insurance.
Below are the benefits of buying Acko two-wheeler insurance policy for your Husqvarna bike:
At Acko General Insurance, you can buy two-wheeler insurance online, and there is zero paperwork. Be it purchasing a two-wheeler insurance policy or registering a claim, everything can be done online. Easy documentation saves you a lot of time.
You can register claims online, and depending on the nature of the damage, Acko will settle the claim. Acko also offers instant claim settlements for minor damages.
All your queries related to Husqvarna bike insurance will be resolved by the team of experts from Acko. You will get unbiased advice on two-wheeler insurance. You will be assisted by trained professionals while buying bike insurance for your Husqvarna bike.
Acko suggests the optimum Insured Declared Value (IDV) for your Husqvarna motorcycle and provides you with the best two-wheeler insurance plans at the best price. You can compare different insurance plans and add-ons before making the final decision.
There are two types of insurance plans available for Husqvarna bikes: Third-Party bike insurance and Comprehensive bike insurance. Below are the coverage details of third-party and comprehensive two-wheeler insurance:
As the name suggests, a third party bike insurance plan provides coverage against damage to third-party property or life. As per the Motor Vehicles Act, it is mandatory to buy a third-party two-wheeler insurance policy for your Husqvarna bike. However, a third-party insurance plan provides only limited coverage as it does not provide an Own Damage cover.
Comprehensive two-wheeler insurance provides third-party and Own Damage cover. A comprehensive bike insurance policy covers loss/damage to your bike and injury/accidental death of the owner/rider. Apart from that, a comprehensive insurance plan also allows you to buy add-ons to expand the coverage benefits.
Below are the inclusions of Husqvarna bike insurance:
Loss/Damage to third-party property or life.
Loss/Theft of the insured motorcycle.
Loss/Damage to the motorcycle due to an accident.
Loss/Damage to the motorcycle due to natural disasters such as earthquakes, storms, floods, etc.
Loss/Damage to the motorcycle due to man-made disasters such as riots, terrorism, etc.
Loss/Damage to the motorcycle due to fire or explosion.
Injury/Accidental death of the owner/rider.
Note: Only a Comprehensive Bike Insurance plan provides Own Damage cover.
Husqvarna bike insurance will not provide coverage under the following circumstances:
Wear and tear parts.
Reckless riding/Improper handling of the motorcycle.
Riding the motorcycle without a valid driving licence.
Riding the motorcycle under the influence of intoxicating substances.
Motorcycle breakdown due to electrical/mechanical failure.
Depreciation* value.
*Note: Depreciation Value is covered under the Zero Depreciation add-on cover.
The Comprehensive bike insurance plan will allow you to purchase add-on covers for your Husqvarna bike. Below are are the available add-ons for Husqvarna bike insurance:
Outstation Emergency Cover
Zero Depreciation Cover
Engine Protection Cover
Roadside Assistance cover
Personal Belongings Damage/Theft Cover
Consumables Cover
Loss/Theft Of key Cover
Below are the benefits of buying Acko two-wheeler insurance policy for your Husqvarna bike:
At Acko General Insurance, you can buy two-wheeler insurance online, and there is zero paperwork. Be it purchasing a two-wheeler insurance policy or registering a claim, everything can be done online. Easy documentation saves you a lot of time.
You can register claims online, and depending on the nature of the damage, Acko will settle the claim. Acko also offers instant claim settlements for minor damages.
All your queries related to Husqvarna bike insurance will be resolved by the team of experts from Acko. You will get unbiased advice on two-wheeler insurance. You will be assisted by trained professionals while buying bike insurance for your Husqvarna bike.
Acko suggests the optimum Insured Declared Value (IDV) for your Husqvarna motorcycle and provides you with the best two-wheeler insurance plans at the best price. You can compare different insurance plans and add-ons before making the final decision.
Follow the below steps to register a bike insurance claim at Acko General Insurance:
Visit the website www.acko.com or download the Acko smartphone app.
Choose the ‘Bike Insurance’ option from the Products drop-down menu.
Next, choose the ‘Two-wheeler/Bike Claims’ option from the Claims drop-down menu.
Login to your Acko account and enter basic details such as bike registration number, policy number, etc.
State the nature of the damage and upload pictures of the damaged motorcycle.
Upon verification and assessment of the damage, Acko will transfer the settlement amount to your account.
Major repair work or replacement of damaged parts can be done at Acko’s network of cashless garages.
Minor damages will be repaired at your doorstep.
Below are the most common queries related to Husqvarna bike insurance:
You can buy two-wheeler insurance online or offline. But it’s better to purchase bike insurance online as you can save a lot of time and money. You can compare different insurance plans before making the final decision.
Yes, buying third-party two-wheeler insurance is mandatory as the Motor Vehicles Act. It is illegal to ride a motorcycle on roads without valid two-wheeler insurance. Riding without insurance can also attract heavy penalties.
Renewing Husqvarna bike insurance online will take only a few minutes as the documentation is simple. But if you go for offline renewal of bike insurance, the time depends on the insurance company.
Yes, you can always renew the expired bike insurance policy within the grace period provided by the insurance company. Post grace period you can renew the insurance, but you have to pay the required penalties. Note that expired bike insurance will not provide coverage.
You need to submit the following documents to renew the two-wheeler insurance:
Identity proof
The previous insurance policy certificate
Motorcycle registration certificate
The insurance cost of the Husqvarna Svartpilen 250 depends on the value and condition of the motorcycle. The higher the value of the bike, the higher the cost of bike insurance.
By installing anti-theft/security devices on the motorcycle you can reduce the cost of the premium. You can also avoid buying unnecessary add-ons to reduce the cost of bike insurance. Opting for higher voluntary deductibles will also reduce the overall cost of insurance. Lastly, you can also opt for third-party bike insurance which will drastically reduce the cost of insurance. But note that third-party insurance does not come with Own Damage bike insurance cover.
No, you cannot buy add-ons for third-party bike insurance. Only a comprehensive two-wheeler insurance plan will allow you to purchase add-ons.
Yes, comprehensive bike insurance provides coverage if your motorcycle gets destroyed in a crash. The insurance company will pay you the IDV (Insured Declared Value) of the motorcycle.
You can consider buying add-ons such as Invoice Cover, No Claim Bonus Cover, Engine Protection Cover, Passenger Cover and Roadside Assistance Cover for your Husqvarna bike.