Indian Motorcycle Bike Insurance

How can I save on my Indian Motorcycle insurance?

There are several ways you can save on insurance for your Indian Motorcycle bike. One of the ways to reduce insurance costs is to opt for a digital-first insurance company. Companies such as ACKO follow the Zero Commission model, due to which the prices are comparatively low as compared to a traditional insurance company. Furthermore, you can install anti-theft devices and become a member of the Automobile Association of India and/or the Western Automobile Association of India since insurers consider these factors before pricing the insurance policy.

How do I get an insurance quote for my Indian motorcycle?

Getting an insurance quote is simple, easier and quicker through the online mode. Visit new-age digital insurance companies such as ACKO’s website/app to get quotes for your Indian motorcycle. Enter a few details such as the registration number, year of manufacture, personal details and details of the existing policy (if any), and you will be able to view the insurance quote for your Indian Motorcycle bike.

Where can I buy bike insurance for my Indian Motorcycle?

Gone are the days when you had to depend on an agent or a middleman to buy bike insurance for your two-wheeler. Digital-first insurance companies like ACKO offer a hassle-free and paperless experience while buying, renewing and raising a claim. You can visit the website or download the mobile app on your smartphone to transact with us. Since there is no agent involved to sell the insurance, we are able to provide cheaper bike insurance policies while offering the best of services.

How does the Insured Declared Value (IDV) impact the insurance price for Indian motorcycles?

IDV in bike insurance is the current market value of the motorcycle and the insurance company will pay this amount in case of a total loss or damages to the insured bike. You have the option to increase or decrease the IDV and this will have a direct bearing on the premium you pay for the policy. The higher the IDV, the higher the premium amount.

What are the best add-on covers for my Indian Scout Bobber?

There is no suitable add-on cover for any particular bike. However, add-on covers provide extra coverage compared to basic Comprehensive insurance. There are several add-ons that you can choose from. These include Zero Depreciation, Roadside Assistance, etc. You can read more about it in the above-mentioned section.

Is ACKO bike insurance for Indian motorcycles expensive?

Typically, the insurance cost for a two-wheeler is impacted by factors such as the value of the bike, year of manufacture, the location of the vehicle, etc. However, ACKO bike insurance for Indian motorcycles is lower since it does not hire agents or middlemen to sell the insurance policy. In addition, Acko is a digital-first insurance company that has a robust digital platform, thereby, reducing the operational cost. With the reduction in operational costs, the benefit is passed on to customers. This has resulted in cheaper bike insurance plans from ACKO.

What are the documents required to insure my Indian Scout?

Previously, you had to submit several types of documents to insure your bike. However, with digital insurance companies such as ACKO, the need for documents has been eliminated. ACKO does not require you to submit any documents. That said, while insuring your Indian motorcycle, you will need only details such as the registration number of the vehicle, location, year of manufacture, the model, the existing policy details (if any) and personal details. Enter these details and insure your Indian Motorcycle within minutes.