Jawa Perak Bike Insurance

Is online bike insurance valid for Jawa Perak bike?

Yes, online bike insurance is valid for Jawa Perak bikes. In fact, by buying two-wheeler insurance online, you will save a lot of time and money. The documentation is simple, and you can compare different insurance plans before making the purchase.

How much time will it take to renew Jawa Perak bike insurance online?

Renewing Jawa Perak bike insurance online takes only a few minutes as the documentation and payment are done through digital mode.

Is Jawa Perak bike insurance expensive?

The cost of Jawa Perak bike insurance depends on the value and condition of the motorcycle. The cost of two-wheeler insurance also depends on the type of insurance plan you choose.

Is it compulsory to buy two-wheeler insurance for Jawa Perak bikes?

Yes, buying a third-party two-wheeler insurance policy is mandatory as per the Motor Vehicles Act. Comprehensive insurance plan is optional, but it provides better coverage when compared to the third-party bike insurance policy.

What is an add-on in Jawa Perak bike insurance?

Add-on is nothing but the additional coverage which you can purchase separately for a comprehensive two-wheeler insurance policy. You can buy add-ons such as Engine Protection Cover, Roadside Assistance Cover, Consumables Cover, etc. for a comprehensive bike insurance policy.

Can I buy add-ons for third-party bike insurance?

No, you cannot purchase add-ons for third-party bike insurance as it only overs third-party damage. Only a comprehensive bike insurance plan allows you to buy add-on covers.

What is Insured Declared Value (IDV) in Jawa Perak bike insurance?

IDV is the current value of your motorcycle. IDV is also the maximum sum insured which will be paid to you by the insurer if your motorcycle is stolen or damaged beyond repair.

Can I renew Jawa Perak bike insurance after it expires?

Yes, you can renew Jawa Perak bike insurance within the grace period provided by the insurer. Post grace period, you have to pay the required penalties to renew the two-wheeler insurance policy. Note that an expired bike insurance policy does not provide coverage, so it is better to renew the insurance before it expires.

Can I reduce the cost of Jawa Perak bike insurance?

Yes, you can reduce the cost of bike insurance by installing an anti-theft/security device on your motorcycle. With less risk of theft, the premium of the bike insurance will be reduced. You can also avoid buying unnecessary add-ons to reduce the premium. Lastly, you can opt for third-party bike insurance to keep the costs down.

Can I apply for a claim for minor damage on my Jawa Perak bike?

Yes, you can apply for a claim for minor damages on your motorcycle. But if you have not bought the No Claim Bonus (NCB) Cover, you will lose out on NCB while renewing the insurance.