Kabira Mobility Intercity Neo Scooter Insurance Online

Q: What documents does ACKO require to issue bike insurance?

Since ACKO offers online two-wheeler insurance , you do not need to submit any physical documents while buying the insurance.

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Kabira Mobility Intercity Neo could easily pass off as a retro scooter. Nonetheless, it also packs with it some modern features like a digital instrument cluster, LED headlamp and Delta EV (Electric Vehicle) Hub Motor. If this description tempts you to buy this gorgeous electric scooter, make sure to also simultaneously plan for the financial implications of potential damages or losses. Read ahead to find out the options available for Kabira Mobility Intercity Neo scooter insurance online.

Bike insurance plans for Kabira Mobility Intercity Neo scooters

Currently, Indian insurance providers usually offer only two bike insurance options for Kabira Mobility Intercity Neo scooters. Let’s discuss both the options below.

Third-party Bike Insurance

Possessing this bike insurance is the bare minimum requirement to ride on Indian roadways. Not having this insurance can lead to legal penalties. Third-party Bike Insurance offers financial support for expenses arising from accidental injury, death or property damage befalling a third party.

Comprehensive Bike Insurance

It offers an Own Damage Bike Insurance (OD) cover and financial protection against third-party liabilities. The OD cover offers bike theft coverage, total loss, accidental damages and damages brought about by natural and man-made mishaps. You can also select add-ons to extend coverage under this plan.

What’s covered in Kabira Mobility Intercity Neo bike insurance (inclusions)

Under a Comprehensive Bike Insurance Plan for a Kabira Mobility Intercity Neo scooter you may be able to receive coverage in the following scenarios.

Accidental injury, death or property damage defalling a third party
Damage/loss that is resultant of natural disasters like floods, cyclones, storms, etc.
Damage/loss that is resultant of man-made disasters like explosions, vandalism, riots, etc.
The insured electric scooter being stolen
Unrestorable accidental damage to the insured scooter
Other inclusions if add-ons are chosen

Note: A Personal Accident (PA) cover in bike insurance is usually not offered as part of Comprehensive Bike Insurance. Nonetheless, it is a legal requirement in India. It offers monetary recompense if accidental disability or death is suffered by the insured.

Exclusions of Kabira Mobility Intercity Neo bike insurance

The following exclusions apply to both Third-party Bike Insurance and Comprehensive Bike Insurance for Kabira Mobility Intercity Neo scooters.

Riding the insured scooter without a valid licence and other legally required documents
Regular wear and tear of scooter parts due to ageing
Electrical or mechanical malfunctions in the scooter
Riding recklessly without any regard to traffic rules
Riding under the influence of intoxicating substances
Accidental damages incurred outside the designated areas covered under the plan

Add-ons for Kabira Mobility Intercity Neo scooter insurance

As mentioned earlier, add-ons can be opted for under Comprehensive Bike Insurance. Below are some of the usual add-ons sold by insurers.

Personal Accident Cover
Outstation Emergency Cover
Roadside Assistance Cover
Consumables Cover
Key Protection Cover
Personal Belongings Cover - Damage/Theft Cover
Zero Depreciation Cover
Bike Engine Protection Cover

Disclaimer: The add-ons cited above are subject to availability.

Why ACKO?

If you are new to ACKO insurance, you may not be aware of our offerings. So, below are some of the key benefits you may receive if you buy ACKO bike insurance online.

Cost-effective insurance

ACKO being a 100% digital insurance provider, has direct-to-customer interactions with clients. This reduces costs that would otherwise be spent on employing middlemen. The resulting savings enables ACKO to offer cost-effective bike insurance.

Rapid claims

At ACKO we make sure that all our services are offered as quickly as possible. Thus, bike insurance claims raised towards minor damages to your insured scooter may be settled immediately, within a few hours. However, claims raised for major damages may take longer to process.

Skip pre-inspection

Usually, a pre-inspection of the vehicle is conducted before approving bike insurance. Nonetheless, you do not need to go through this hassle under ACKO bike insurance. We offer bike insurance without expecting any pre-inspection.

ACKO’s Claim Procedure

The following are the steps that are involved in ACKO’s claim process.

Step 1: Access your account via the ACKO website or mobile app.

Step 2: Find your Kabira Mobility Intercity Neo policy card and select “Claim”.

Step 3: Fill in your answers to the accident-related question that are posed to you. Then, click on “Submit”.

Our claims team will review your request and provide your settlement as per the terms of the policy.

Frequently asked questions

The following are some of the frequently asked questions regarding Kabira Mobility Intercity Neo bike insurance.

Are there any legal consequences of not buying bike insurance for Kabira Mobility scooters?

Yes, there are legal consequences for not buying bike insurance for Kabira Mobility scooters. Consequences may include legal penalties like paying a fine or serving imprisonment. Thus, buy bike insurance for your Kabira Mobility scooter and make sure you renew it on time.

What documents does ACKO require to issue bike insurance?

Since ACKO offers online two-wheeler insurance, you do not need to submit any physical documents while buying the insurance.

What is the procedure for buying ACKO bike insurance?

Buying ACKO bike insurance involves just a few simple steps. First, visit our website or download and open the ACKO mobile application. After that enter your bike details and your previous insurance details (if applicable). Then, select a plan that fits your requirements. Finally, make an online payment for the plan you have selected. Instantly you will receive an email containing your bike’s policy document.