Kabira KM3000 Electric Bike Insurance: Buy KM3000 Insurance

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Kabira Mobility KM3000 is a stylish looking electric bike and is currently available only in select places in India. The tank, mid and tail sections of the bike are sleekly designed and are adorned by flashy graphics. Since this bike looks really good, you may be tempted to ride it as soon as you buy it. However, it may be better to financially protect it against accidental damages first. Read ahead to learn more about Kabira Mobility KM3000 bike insurance.

Bike insurance plans for Kabira Mobility KM3000 electric bikes

If you are looking to buy bike insurance for your Kabira Mobility KM3000 electric bike, here are your options.

Third-party Bike Insurance Plan

This is the most basic bike insurance available for Indian bikes and is mandated by law. Not possessing this bike insurance is a punishable offence. It covers only accidental injury, death or property damage to a third party caused by the insured two-wheeler.

Comprehensive Bike Insurance Plan

In addition to the benefits of the previous plan, this plan also offers an Own Damage (OD) cover. An OD cover financially protects a bike against accidental damages and damages caused by natural and man-made mishaps. Also, this plan has the option of selecting add-ons.

What’s covered in Kabira Mobility KM3000 bike insurance (inclusions)

Inclusions under a Kabira Mobility KM3000 Comprehensive Bike Insurance Plan may include the following.

Unintended injury, death or property damage to a third party caused by an accident
Damage/loss that is an outcome of natural mishaps like floods, earthquakes, cyclones, etc.
Damage/loss that is an outcome of man-made mishaps like vandalism, explosions, riots, etc.
Theft of the insured Kabira Mobility KM3000
Damage to the insured electric bike that cannot be repaired
If you opt for add-ons, there may be more inclusions

Note: A Personal Accident (PA) cover offers monetary compensation in the case of death or accidental disability to the insured. And it is compulsory by law. However, it is usually not covered under a Comprehensive Bike Insurance Plan for Kabira Mobility KM3000 bikes.

What’s not covered in Kabira Mobility KM3000 bike insurance (exclusions)

Exclusions under a Kabira Mobility KM3000 Comprehensive Bike Insurance Plan may include the following.

Damage/loss that the two-wheeler may incur while being ridden in illegal racing events
Driving under the influence of judgment impairing substances
Driving without legally mandated documents
Driving without any concern for traffic rules
Damages that may be consequent of electrical or mechanical faults in the electric bike
Damages that may be consequent of the regular wear and tear of vehicle components
Damages that take place outside the geographical limits mentioned in the policy document

Add-ons for Kabira Mobility KM3000 bike insurance

You may be able to buy some or all the below mentioned add-ons with an insurer. However, they are subject to availability.

Personal Accident Cover
Roadside Assistance Cover
Bike Engine Protection Cover
Zero Depreciation Cover
Outstation Emergency Cover
Consumables Cover
Key Protection Cover
Personal Belongings Cover - Theft Cover/Damage

Why ACKO?

Currently, there are several bike insurance providers in India. Here are reasons why our bike insurance offering stands out from the rest.

Best rates

ACKO being a digital insurance provider, we directly interact with our customers without any intermediaries. This saves us a lot of operational costs. The savings we accumulate enables us to offer the best rates on our bike insurance plans.

Instant settlements

Since we value your time, we make sure that your claims are settled in no time. Claims raised for small damages may take only a couple of hours to settle. Claims raised for more serious damages may take longer depending on the kind of damage.

No vehicle inspection for first-timers

Usually, if you are buying bike insurance for the first time, an inspection is scheduled. And a surveyor is sent to your location to inspect your bike. With ACKO, there is no vehicle inspection for buying bike insurance.

Frequently asked questions

Below are answers to some popularly asked questions regarding Kabira Mobility KM3000 bike insurance.

Which is the least priced bike insurance plan available with ACKO?

Currently, the least priced bike insurance available at ACKO is Third-party Bike Insurance. However, under this plan, coverage is offered only against third-party liabilities. That is why we recommend that you opt for Comprehensive Bike Insurance. Although it is priced more, it offers broader coverage. It financially protects against third-party liabilities and offers an Own Damage cover as well. Also, add-ons can be opted for under this plan.

Is it mandatory to buy bike insurance for Kabira Mobility KM3000?

Yes, it is mandatory to buy bike insurance for Kabira Mobility KM3000 in India. As per the Motor Vehicles Act of 1988, it is legally required for bike owners to buy at least 3rd party Bike Insurance. If you are caught driving without valid insurance, you may have to face legal penalties.

What is the premium payable for Comprehensive Bike Insurance for Kabira Mobility KM3000?

The premium for bike insurance is calculated based on the bike's age, make, model, IDV value and other criteria. Thus, the policy premium may differ from bike to bike. You can visit the ACKO website to get a free quote on the bike insurance premium applicable for your bike.