KTM 390 Duke Bike Insurance: Buy/Renew Policy Online

Q: Can I buy ACKO insurance for my bike if I have already purchased insurance with another provider?

You can switch to ACKO bike insurance while renewing your bike insurance.

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KTM 390 Duke is a power-packed, lightweight sports bike. It is the right choice if you want a powerful and thrilling ride.

The bike has a 373.2cc single-cylinder engine which generates maximum power of 42.9bhp and maximum torque of 37 Nm. It is a high-power bike with cutting-edge technology provisions like an intricate instrument console, smartphone sync, ride-by-wire tech, Anti-lock Braking System (ABS), and more.

With such robust dynamic and on-road performance, KTM 390 Duke is a bike that demands wholesome bike insurance. Not only is the KTM 390 Duke bike insurance mandatory as per the law, but it also safeguards you financially during untoward mishaps.ACKO is one of the best insurance providers for your KTM bike since we offer unique benefits such as instant claim settlement, paperless transactions, and more.

Curious? Read on to find out more.

Importance of Buying KTM 390 Duke Bike Insurance Online

Here are the benefits of buying online bike insurance for the KTM 390 Duke.

Paperless experience

When you bike insurance online, there is no form-filling exercise. Access the website/mobile app, and enter a few details of your bike to insure your bike without any paperwork.

Compare policies

The online method allows you to compare different types of 2-wheeler insurance policies so that you can choose the appropriate policy for your bike.

Easy procedures

Be it the purchase, renewal or raising claims, all the procedures are online. The process is simple and easy. With a few clicks you can perform the transactions online.

Insurance Plans for KTM 390 Duke

Here are the two primary bike insurance plans for KTM 390 Duke.

Third-party Bike Insurance Policy

The 3rd-party Bike Insurance Policy covers all the liabilities of a third party. It is also a mandatory plan for your bike as per The Motor Vehicles Act, 1988. In case of injuries to a third party or damages to their property caused by your insured bike, this plan will cover such liabilities.

Comprehensive Bike Insurance Policy

As the name suggests, the Comprehensive Bike Insurance Policy is an insurance policy that offers broad insurance coverage. It covers third-party liabilities and damages to the insured bike in case of an accident, fire, and natural and manmade calamities. It also covers bike theft. You also have the option to include add-ons, subject to availability, to enhance the coverage.

KTM 390 Duke Bike Insurance: Inclusions and exclusions

Here are the coverage details of the Comprehensive Bike Insurance Policy for the KTM 390 Duke.

Inclusions

Let us discuss the perks you will enjoy with comprehensive KTM 390 Duke bike insurance.

Third-party liability coverage
Repair charges for damages incurred to the bike of the insured
Theft coverage
Insurance coverage for natural disasters like floods.
Coverage for manmade disasters like vandalism, fire, etc.

Exclusions

No coverage for insurance owners who have failed to renew their policy.
Damages incurred while violating traffic rules will not be covered.
Driving without valid documents like PUC or driver’s license.
Drunk driving or riding under the influence of any other intoxicating substance.

Add-Ons

While purchasing bike insurance, riders can select add-ons for better coverage benefits. Please note that add-on covers are subject to availability.

Zero Depreciation Cover to ensure maximum coverage, since it does not consider the depreciating value of your bike.
Outstation Emergency Cover for vehicles damaged in outstation locations.
Consumable Cover for charges on items like engine oil.
Roadside Assistance Cover for help in case the you are stranded in a remote location.
Key Protect Cover to cover charges for a lost or damaged key.
Bike Engine Protection Cover to cover repair charges of the engine.
Personal Belongings (Theft/Damage)

Why Acko

ACKO is a renowned two-wheeler insurance provider in India. There are several benefits that you enjoy only with ACKO insurance. Listed below are some of the top benefits of choosing ACKO for your KTM 390 Duke bike insurance.

Paperless Procedure

At ACKO there is no paperwork involved while buying or renewing and while raising claims against the policy. All transactions are through our website or mobile app.

No Middleman

Riders can buy their KTM 390 Duke bike insurance directly from ACKO since we do not have middlemen. Therefore, customers get low-cost bike insurance since we save on the middlemen commissions.

Online Process

With ACKO, you do not have to visit an office to purchase or renew your bike insurance. You can buy or renew an insurance policy on the go from our official website or mobile application, making it a comfortable and smooth process.

Claim Process

Our claims process is designed for a simple, smooth, and stress-free customer experience. Follow the steps enumerated below for an error-free claims process for your comprehensive KTM 390 Duke bike insurance.

Log in to yourACKO insurance account through our website or mobile application.
Select your insurance policy and click on claim now.
Share the required documents, upload images and answer any questions asked.

For minor damage claims, claim settlement may take a few hours. However, for severe damages, it might take a few days to ascertain your claim and settle it.

The Bottomline

KTM 390 Duke is a dream bike for many. In case it's stolen or damaged in an accident, the repercussions can be heavy on your finances. Having aKTM 390 Duke bike insurance ensures that you will be financially protected against all costs you incur in repairing damages to your bike.

Get in touch with us, and we’ll be happy to help. We offer 24x7 customer assistance and guarantee a seamless digital process.

FAQs

Here are some answers to the common questions related to duke 390 bike insurance.

Should I opt for a Zero Depreciation Cover for my KTM 390 Duke bike insurance?

The body of the KTM 390 Duke is largely made of plastic to make it lightweight and enhance its speed and fuel efficiency. Plastic value depreciates a lot in a short period.

With a Zero Depreciation Cover add-on, you will ensure maximum coverage for repairs in case your KTM 390 Duke takes a hit. A zero-depreciation KTM 390 Duke bike insurance cover also ensures a higher resale value for your bike.

Can I buy lifetime insurance for my KTM 390 Duke?

There are no lifetime insurance policies available in the market. But ACKO understands the hassle of having to renew our insurance yearly. Hence, we have come up with long-term insurance policies.

Can I ride my KTM bike after my bike insurance expires?

An expired insurance policy is as good as not having purchased bike insurance at all. You cannot ride your bike legally with an expired policy in India.