KTM Duke 200 Bike Insurance

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The all-new KTM 200 Duke has received a makeover after a long time. It now features a sporty look best-suited for a street bike. This bike is used for long and such delightful journeys can quickly become a hassle if you have inadequate bike insurance. So let’s deep dive into all you need to know about KTM Duke 200 bike insurance plans.

Benefits of buying two-wheeler insurance for KTM 200 Duke online

Here are some of the key benefits of buying your KTM Duke 200 bike insurance policy online.

An option to compare plans

Buying bike insurance online allows you to compare bike insurance plans quickly. This helps in finding the most suitable plan available in the market. You can compare on the basis of coverage, services, and KTM Duke 200 insurance price.

Quick processes

Buying two-wheeler insurance online from a digital insurer, like ACKO, help you get the services like purchase, claims, endorsements, etc., faster as compared to offline insurance.

Lower premiums

Online bike insurance is cheaper as compared to buying the policy through a middleman or by personally visiting the insurer's office. This is because the operational costs involved in generating a policy online are less.

Bike insurance plans for KTM 200 Duke

Following are the two main types of bike insurance plans for KTM Duke 200 bike Insurance.

Third-party Bike Insurance Policy

Buying at least a third party bike insurance policy for your KTM 200 Duke is a must if you wish to be on the right side of the law. It offers coverage against various types of third-party liabilities. However, the limited coverage offered under this plan can lead to additional expenses in case your bike gets damaged.

Comprehensive Bike Insurance Policy

This is the enhanced version of the basic Third-party Liability plan. Apart from third-party coverages, a Comprehensive Plan covers your bike against multiple situations like accidental damage, theft, fire damage, damage from natural or man-made calamities, etc. You can also buy add-ons with it.

What’s covered under KTM Duke 200 Bike Insurance? (Inclusions)

You will receive the following coverages for buying a Comprehensive Bike Insurance Policy

Injury or death to a third-party
Theft of the insured two-wheeler
Damage/loss caused by man-made disasters like riots, vandalism, etc.
Damage beyond repair to the insured two-wheeler
Damage to a third party’s property
Damage/loss caused by natural disasters like cyclones, floods, tsunamis, etc.
Other inclusions depending on the add-ons chosen by the insured

Note: You need to purchase the Personal Accident (PA) Cover separately with your bike insurance policy. This is compulsory by law.

What’s not covered under KTM Duke 200 Bike Insurance? (Exclusions)

Exclusions are conditions under which you cannot raise a claim against your bike insurance policy.

Riding under the influence of drugs or alcohol
Damages due to an electrical or mechanical malfunction of the insured vehicle
Damages occurring due to the regular wear and tear of vehicle parts
Accidental damages and injuries acquired while engaging in illegal activities
Damages occurring beyond the geographical range defined in the policy document
Not following traffic rules while riding

Add-ons for KTM Duke 200 Bike Insurance plan

You can get the following add-ons while buying a Comprehensive Bike Insurance plan for your KTM 200 Duke.

Personal Belongings Cover - Bike Theft Cover/Damage Cover
Roadside Assistance Cover
Key Protection Cover
Bike Engine Protection Cover
Zero Depreciation Cover
Outstation Emergency Cover
Consumables Cover
Personal Accident Cover

Disclaimer: The option to buy bike insurance add-ons is subject to availability. Please check this with your bike insurance company before making a purchase.

Why ACKO?

ACKO is a leading, digital-first company that caters to many of your insurance needs. Here are more reasons why you can trust ACKO for buying a bike insurance policy for your KTM Duke 200 bike.

Trusted by over 7.5 crore Indians

ACKO has gained the trust of more than 7.5 crore people in the country. We provide low-cost insurance policies for two-wheelers, four-wheelers, health plans, and more.

Shop for low-cost motor insurance

We offer a discount on car and bike insurance plans thanks to our digital infrastructure and low operational costs. Compare ACKO's bike insurance quotes and you will find that we offer some of the cheapest policies in the market.

Get instant claim settlement

We try to expedite minor claims and settle them within a few hours. Thus, you don't have to go through the entire claim settlement process like you would for major damage. Just raise a claim request, and expect an instant settlement.

ACKO’s claim procedure

Follow these steps if you want to raise a claim against your KTM Duke 200 Bike Insurance Policy.

Step 1: Login into your ACKO account from the mobile app or ACKO's website

Step 2: Scroll a bit to find your KTM Duke 200 Bike Insurance Plan and click on ‘Claim Now’

Step 3: Share a few details of the damage and submit the claim

Our team will assess the claim request and settle the claim instantly if it is a minor one. For extensive damage, the claim process may take more time depending on the assessment and repairs.

Frequently asked questions

Following are some common queries about KTM 200 Duke’s bike insurance plans. You can contact us by sending an email to [email protected] in case of doubts.

When can I claim the No Claim Bonus on my KTM 200 Duke Bike Insurance Policy?

You can claim the No Claim Bonus (NCB) on your KTM 200 Duke Bike Insurance Policy at the time of renewing the policy. NCB in bike insurance is awarded when you don't raise any claim against the previous bike insurance policy. This discount can be as high as 50% of the Own Damage premium.

Which documents do I need to submit for buying the KTM 200 Duke Bike Insurance Policy?

You don't have to submit any documents if you're buying bike insurance for your KTM 200 Duke from ACKO. We follow a paperless process so that you can get the policy instantly. All you have to do is share a few details like the bike's registration number, a number of bike insurance claims in the last five years, location, etc. to generate a quote and then you can buy the policy.