Lohia Oma Star Li Bike Insurance: Buy/Renew Oma Star Li Insurance

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The Lohia Oma Star Li is an elegant-looking electric scooter. It features telescopic suspension, ergonomic seats and stylish alloy wheels. If you own/plan to buy this bike, this article is for you! Here, we have highlighted the different Lohia Oma Star Li bike insurance policies and the advantages of insuring your two-wheeler online.

Importance of buying online bike insurance for Lohia Oma Star Li

In this section, we have showcased the superiority of online bike insurance over its conventional offline counterpart.

Remote transactions

Typically, offline insurance can be bought only by visiting an insurer's office or by meeting with a broker. Online insurance saves you this hassle by allowing you to buy insurance remotely via an internet-connected phone or computer.

Multiple options

If you buy two-wheeler insurance offline, it is likely that due to the effort involved, you will be able to check out only two or three policies before shortlisting one. However, if you choose the online method, you will be able to find a host of policy options easily and conveniently. Then, you can compare them to narrow down the best.

24X7 support

New to online two-wheeler insurance? No problem! Online insurers generally provide a detailed help section to tackle common insurance-related queries. Alternatively, there will also be a toll-free number you can call to receive more personalised assistance.

Bike insurance policies for Lohia Oma Star Li

In this section, we have listed the two fundamental bike policies you can buy for your Lohia Oma Star Li.

Third-party Two-wheeler Insurance Policy

According to The Motor Vehicles Act of 1988, Third-party Insurance is a compulsory requirement to legally ride two-wheelers on Indian roads. The policy compensates the third party if your bike collides with them or their property. Its inclusions are injury, death and property damage to a third party. However, it excludes accident-related damages to your own bike.

Comprehensive Two-wheeler Insurance Policy

A Comprehensive Two-wheeler Insurance Policy is an optional policy that combines a Third-party Cover with an Own Damage (OD) Cover. Its key inclusions are third-party liabilities, vehicle theft, collisional damages and damages caused by manmade and natural catastrophes. A Comprehensive Policy also gives you the option to enhance coverage by buying add-ons (based on availability).

What’s covered in Lohia Oma Star Li bike insurance?

In this section, we have listed the coverages of a Comprehensive Policy for Lohia Oma Star Li.

Damages due to accidents
Bodily injury, death or property damage to a third party
Damages resulting from natural calamities like cyclones, earthquakes, floods, etc.
Damages resulting from manmade calamities like riots, strikes, vandalism, etc.
Theft of your bike

What’s not covered in Lohia Oma Star Li bike insurance?

In this section, we have listed the general exclusions under bike insurance policies.

Taking part in illegal racing events
Riding with an expired driving licence
Riding under the influence of intoxicating drugs
Malfunctions due to electrical or mechanical defects
Damages to your bike occurring outside your policy’s covered locations

Add-ons for Lohia Oma Star Li bike insurance

Here are the usual add-ons available with a Comprehensive Bike Policy. Nevertheless, check for their availability before making a policy purchase.

Roadside Assistance Cover
Consumables Cover
No Claim Bonus (NCB) Protection Cover
Zero Depreciation Cover
Outstation Emergency Cover
Key Replacement Cover

Why Acko?

Insuring your Lohia Oma Star Li bike with ACKO’s bike insurance policy will benefit you in the following ways.

Great savings

ACKO offers pocket-friendly policies thanks to low-operational costs and a no-commision approach. Thus, you can insure your bike at an incredibly low premium.

Instant claims

A claim settlement for accident-related damages to a two-wheeler usually takes several days to be processed. In contrast, our quick claim process delivers settlements for minor bike damages in just a few hours. And major claims are also settled swiftly.

Seasonal discounts

Despite our bike plans being very affordable, we also offer discounts during festivals and special occasions. So, watch our website to avail of these wallet-friendly offers.

ACKO’s claim procedure

Raising an ACKO claim involves the following steps.

Step 1: Visit the ACKO website/mobile app and sign in to your account.
Step 2: Head to your Lohia Oma Star policy card and click “Claim now”.
Step 3: Reply to a few questions on the damages and click “Submit”.

After your claim has been submitted, we will process it as per your policy’s terms and credit the applicable settlement.

Frequently Asked Questions

In this section, we have answered some of the most frequently asked questions on Lohia Oma Star Li bike insurance.

How does ACKO offer low-cost Lohia Oma Star Li bike insurance policies?

ACKO leverages its digital infrastructure to save on operating costs. ACKO also follows a “No commission policy”; as a result, extra charges are not levied while buying our bike insurance products from our website/app. Together, it results in low-cost plans.

Which details are required while buying ACKO’s Lohia Oma Star Li Bike Insurance?

The following details are required while buying ACKO’s Lohia Oma Star Li Bike Insurance.

Make, model and variant of your bike
Bike purchase year
Location of the vehicle
Previous policy details (if applicable)

What if my Lohia Oma Star Li bike gets totally damaged?

If you have a Comprehensive Policy and your Lohia Oma Star Li bike gets totally damaged, we will compensate you with its Insured Declared Value (IDV). You can select this value during policy purchase.