Palatino Sunshine Bike Insurance

Can I buy bike insurance only for six months as I don’t use my bike extensively throughout the year?

Whether you ride your scooter daily throughout the year or sparingly in some seasons, you need to ensure that your scooter is insured while you ride it on public roads. Besides, even a parked bike can get damaged due to an accident like a treefall. Thus, it’s best to insure your bike with an annual Comprehensive Bike Insurance Policy and renew it before its expiry.

Will bike insurance offer me financial support if my Palatino Sunshine is damaged during a riot?

Yes, a Comprehensive Bike Insurance policy covers man-made calamities such as a riot. Thus, if your scooter is covered under a Comprehensive Policy and is damaged in a man-made calamity, you shall receive financial support as per the policy’s terms and conditions.

Do I have to pay any commission while insuring my Palatino Sunshine scooter from the ACKO app?

No, you don’t need to pay any commission while buying or renewing bike insurance directly from the ACKO website or the app. ACKO functions on a zero-commission model when you buy/renew bike insurance directly from us. Thus, there’s no commission involved, and you get a bike insurance policy at wallet-friendly rates.

Are scooter insurance and bike insurance the same or do I need to buy a specific separate scooter insurance policy for my Palatino Sunshine scooter?

Scooter insurance, bike insurance, and two-wheeler insurance are different terminologies, but they mean the same thing with respect to vehicle insurance.  

Will I get a cheaper Third-party Liability Policy for my Palatino Sunshine scooter if I compare the premium charged by different insurers?

The Insurance Regulatory and Development Authority of India (IRDAI) is the top insurance body in the country. It states the premium for the law-mandated Third-party Liability Policy. Thus, this policy’s price is the same across insurers.