Royal Enfield Bullet 350 Bike Insurance: Buy Bullet 350 Insurance

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It can be heartbreaking to watch the Royal Enfield Bullet 350cc bikes get damaged due to an accident or a calamity. And the amount of money you might have to spend on repairing the expensive bike can be financially draining. While bike insurance cannot stop the heartbreak, it can certainly reduce the financial drain. Read ahead to know more about Royal Enfield Bullet 350 Two-wheeler Insurance Policy.

Why choose online two-wheeler insurance for Royal Enfield Bullet 350?

Whether you are insuring your precious bike for the first time or renewing it to ensure continuity, online two-wheeler insurance is the way to go. Here are three prominent reasons why you should not think twice before opting for online two-wheeler insurance for your Royal Enfield Bullet 350.

24x7 bike insurance

You do not have to fix an appointment to insure your bike online. You can do it at your preferred time, even on the weekends! For example, you can use the ACKO app to insure your bike anytime.

Paperless policy

The digital bike insurance buying process does not require you to fill physical forms or submit documents. With ACKO’s website/app, you can simply complete the process in a paperless manner.

Skip agent commission

There’s no need to pay agent commission while insuring your bike online. When you buy/renew bike insurance directly from ACKO, you do not have to pay any commission.

Types of bike insurance plans for Royal Enfield Bullet 350

You have the liberty to pick from the following two primary types of bike insurance policies in India.

Third-party Liability Plan

This is a basic two-wheeler insurance plan. It does not cost a lot and offers a cover against third-party liabilities, which is demanded by the law. Thus, with a Third-party bike insurance (TP) Cover, you will comply with the law but not receive wide-ranging coverage. This plan covers if you injure a third party (death is also covered) or damage their property while riding your bike. Note that damage to your bike is not covered.

Comprehensive Plan

This is an advanced two-wheeler insurance plan. It is comparatively costlier than the TP policy but offers wide-ranging coverage. This policy covers third-party liabilities as well as damage to your Royal Enfield bike caused due to accidents, calamities, fire, etc. Bike theft also features as a policy inclusion of a Comprehensive Two-wheeler Insurance Plan. It ticks the boxes when it comes to abiding by the law and ensuring an adequate insurance cover for your bike.

What’s covered in Royal Enfield Bullet 350 bike insurance? (Inclusions)

When you purchase a Comprehensive Royal Enfield Bullet 350 Two-wheeler Insurance Plan, you receive the following coverage. Note that the Personal Accident Cover is not a part of this Royal Enfield Bullet 350 Bike Insurance Policy inclusions.

Third-party injury/death and property damage
Damage to the bike because of an accident
Calamity-induced bike damages
Theft of the two-wheeler
Other coverages purchased by purchasing policy add-ons

What’s not covered in Royal Enfield Bullet 350 bike insurance? (Exclusions)

The situations mentioned below are known as policy exclusions, as they are not covered under the bike insurance policy.

Bike riding while under the influence of intoxicants
Bike racing or using the bike for illegal purposes
Non-compliance with prevalent road rules
Non-compliance regarding documentation such as driving license, bike insurance, etc.
Damage to the bike because of electric failure or mechanical failure

Add-on coverage for Royal Enfield Bullet 350

You can enhance the bike insurance coverage by opting for the below-mentioned add-ons along with a Comprehensive Two-wheeler Insurance Policy.

Personal Belongings Cover - Damage/Theft
Consumables Cover
Roadside Assistance Cover
Key Protect Cover
Outstation Emergency Cover
Zero Depreciation Cover
Bike Engine Protect Cover

ACKO’s claim process

In case you need to raise a claim, you can follow the below-mentioned process. You can raise claims via the ACKO website/app.

Step 1: Visit your ACKO account on our website or the mobile app and click on Claim Now.

Step 2: Share claim-related information, for example, upload bike damage photos.

Step 3: Follow the stated process based on the shared information. For instance, receive instant claim settlement for minor damages.

Why ACKO?

Here are three prime reasons to pick ACKO as your insurance provider when it comes to your Royal Enfield Bullet 350 bike.

Easy on the wallet

ACKO’s bike insurance policies are available at a low premium without curtailing the features. Our digital setup and a no-commission model ensures an inexpensive policy for you.

Completely effortless

Whether you want to buy a plan, renew it, raise a claim, modify the policy details, or need doubt clarification, everything is effortless, thanks to ACKO’s tech-driven approach.

Quick claim settlement

As a policyholder, claim settlement is the most important part of the insurance cycle. ACKO makes sure that this process happens quickly, easily, and smoothly via its responsive claims team.

Frequently Asked Questions (FAQs)

Here are some of the common queries surrounding the Royal Enfield Bullet 350 Bike Insurance Policy.

Can I insure Royal Enfield Bullet 350 new models via the online mode?

Yes, you can insure the new models via the online mode. In case you find any difficulties in insuring the new models via the ACKO website/app, please write to [email protected], and the team will help you out.

I was looking for online booking for a Royal Enfield Bullet 350 bike and came across an article stating it is necessary to insure the bike. What If I don’t plan to use the bike often, do I still need to insure it?

Yes, insuring your two-wheeler in India is a legal requirement. It does not matter if you use it extensively or rarely, insuring your bike and keeping it insured in the form of periodic policy renewals is a necessity.

What determines the price of a Third-party Liability plan for my Royal Enfield?

Your Royal Enfield Bullet 350’s engine capacity will determine the insurance premium payable to purchase a third-party bike liability plan.

Will the Comprehensive Two-wheeler Insurance Plan cover for damages caused by flooding due to excessive rainfall?

The Comprehensive Two-wheeler Insurance Plan covers damages to the bike due to natural calamities. Thus, bike damage due to flooding shall be covered as per the terms and conditions of the policy.

Can I switch to a Comprehensive Plan with add-ons while renewing my bike insurance policy even though my current plan is a Liability-only Policy?

Yes, you have the option to choose a different cover or go with a different insurer as well while renewing your bike insurance policy.

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