Royal Enfield Himalayan Bike Insurance: Buy Himalayan Insurance

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The Royal Enfield Himalayan is a capable off-road adventure bike and one of India’s best-selling affordable adventure bikes in India. For a competent and affordable adventure bike, it requires an affordable and well-packaged bike insurance plan that provides financial security against third-party liabilities and damages to the adventure motorcycle. Here are the details of Royal Enfield Himalayan bike insurance and the benefits of online two-wheeler insurance.

Benefits of online bike insurance for Royal Enfield Himalayan

Here are the reasons you should buy online two-wheeler insurance for Royal Enfield Himalayan over offline insurance.

Paperless experience

Whether you want to buy or renew the insurance plan, the online mode does not require you to complete any paperwork. The online platform lets you buy bike insurance instantly by providing a few details of the bike and previous policy (if available).

Compare plans

The digital platform helps you compare different plans, add-ons, prices, and services. By understanding the terms and conditions of the plan, you can make the right choice for your RE Himalayan.

Easy process

Whether it is buying or renewing the policy or even submitting a claim, the online procedure is convenient compared to the cumbersome offline method. By providing a few details on the website or mobile app, you can buy the policy instantly.

Types of bike insurance plans for Royal Enfield Himalayan

Following are the two main types of two-wheeler insurance plans for Royal Enfield Himalayan.

Third-party Bike Insurance Policy

To ride a motorcycle in India, you must insure the bike at least with this Third-party Bike Insurance plan since it is mandatory per The Motor Vehicles Act, 1988. The plan is designed to provide financial coverage against damages to third-party property or death/injury to the third party caused by the insured bike. However, this plan does not cover damages or losses sustained by the insured bike.

Comprehensive Bike Insurance Policy

To get broader insurance coverage for Royal Enfield Himalayan, you need a plan covering damages or losses incurred by the insured vehicle. The Comprehensive Insurance Plan is ideal for the Royal Enfield Himalayan since it includes both the Third-party Insurance Plan along with Own Damage insurance plan. This means this plan will cover damages to the insured bike in case of an accident, fire/explosion, man-made/natural disasters, or losses incurred due to bike theft or damages that are beyond repair. You can also add critical add-ons to increase the coverage.

Inclusions: What’s covered in Royal Enfield Himalayan bike insurance?

Following are the coverage details of the Comprehensive Insurance Plan for Royal Enfield Himalayan.

Damages to the third-party property
Damages to the insured bike in case of an accident
Coverage for demise or injury to the third-party
Damages caused by natural disasters (cyclones, floods, etc.)
Damages caused by man-made disasters (vandalism, riots, etc.)
Theft of the motorcycle
Damages that are beyond repair (total loss)

Note: Personal Accident (PA) cover is a mandatory cover that you need to buy it separately when you purchase or renew the insurance plan. The cover provides coverage for the owner-rider against accidental death or temporary or permanent disabilities caused by accident.

Exclusions: What’s not covered in Royal Enfield Himalayan bike insurance?

Following is when the Comprehensive Insurance Plan will not cover liabilities to the insured.

Damages caused due to illegal racing
Damages caused due to negligent riding
Riding the bike without valid documents
Damages caused due to usual wear and tear
Riding the bike while being inebriated
Damages caused due to mechanical or electrical issues
Damages caused outside the geographical area

Add-ons for Royal Enfield Himalayan bike insurance

Following are the add-ons that you buy with the Comprehensive Insurance Plan for Royal Enfield Himalayan.

Roadside Assistance Cover
Personal Belongings Cover - Theft/Damage
Outstation Emergency Cover
Zero Depreciation Cover
Bike Engine Protect Cover
Key Protect Cover
Consumables Cover

ACKO’s claim process

Following are the steps to raise a claim against Royal Enfield Himalayan bike insurance.

Step 1: Access your ACKO account through our portal or mobile app.
Step 2: Select “Claim” against the policy card of Royal Enfield Himalayan.
Step 3: Provide a few answers about the damages, upload pictures of the damages to your vehicle and submit the claim.

ACKO may settle your claim within a few hours if the damages are minor. As for significant damages, ACKO’s support team will guide you through the process once you submit your claim.

Why ACKO?

Following are the reasons why you should buy ACKO bike insurance for Royal Enfield Himalayan.

Low-cost insurance plans

ACKO is a digital-first insurance company and follows a direct-to-customer model. Hence, there are no agents. Also, with a robust digital infrastructure, our operational costs are lower. Therefore, we can design low-cost insurance plans.

Instant claim settlement

Damages such as dent on the fuel tank, etc., ACKO can provide an instant claim settlement through on-account cash transfer. You can then get the damages repaired at a garage of your choice.

Super-fast claim procedure

Raising a claim is fast and simple with ACKO. You can visit the portal or mobile app, provide a few answers about the damages, upload the picture of the damaged vehicle, and ACKO’s support team will help you with the process.

ACKO’s claim process

Following are the steps to raise a claim against Royal Enfield Himalayan bike insurance.

Step 1: Access your ACKO account through our portal or mobile app.
Step 2: Select “Claim” against the policy card of Royal Enfield Himalayan.
Step 3: Provide a few answers about the damages, upload pictures of the damages to your vehicle and submit the claim.

ACKO may settle your claim within a few hours if the damages are minor. As for significant damages, ACKO’s support team will guide you through the process once you submit your claim.

Frequently asked questions

Here are some of the most common questions about Royal Enfield Himalayan bike insurance.

Which is the suitable two-wheeler insurance plan for the Royal Enfield Himalayan bike?

For broader coverage, you should insure the Royal Enfield Himalayan with the Comprehensive Insurance Policy. It provides coverage for both third-party liabilities and damages to the motorcycle. You can also include critical add-ons to increase the coverage.

How to buy the bike insurance from ACKO for my Royal Enfield Himalayan?

With an online platform, you can purchase insurance from ACKO instantly without any paperwork. You need to visit the portal or download the ACKO app, enter a few details of the bike and previous policy (if available), pay the premium, and receive the policy document instantly.

What are the documents required to insure my Royal Enfield Himalayan from ACKO?

At ACKO, there are no documents involved to insure your bike. The process is entirely paperless.

Can I purchase bike insurance from my brand new Royal Enfield Himalayan bike from ACKO?

Yes, at ACKO, you can insure your brand new Royal Enfield Himalayan. Visit our portal or mobile app and provide your contact and vehicle details. ACKO’s support team will create a custom quote for your brand new Royal Enfield Himalayan.

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