Royal Enfield Scram 411 Bike Insurance

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Royal Enfield Scram 411 motorcycle perfectly combines an adventure bike and a scrambler, offering a thrilling on-road and off-road experience. The bike is loaded with features with modern touches. If you own a Scram 411 or are planning to buy one, you must ensure it is protected with wide-ranging motor insurance. This article will help you understand more about Royal Enfield Scram 411 bike insurance and the benefits of buying it online.

Importance of buying online bike insurance for Royal Enfield Scram 411

Here are some of the key reasons why you should opt for online two-wheeler insurance for Royal Enfield Scram 411.

No paperwork

The online method (website/app) lets you buy or renew bike insurance or raise claims against your policy without physical paperwork. Just provide a few details about the Royal Enfield Scram 411, and you can proceed to buy insurance for the motorcycle within a few minutes.

Quicker turnaround time

Traditionally, you had to visit the insurer’s branch or depend on middlemen to renew, edit and even raise claims. However, that is not the case with online 2-wheeler insurance. You can buy, renew, and register claims online (website/app) based on your preferred time.

24/7 customer support

You can learn more about bike insurance for Royal Enfield Scram 411 through the insurer’s website or mobile app. Also, you can access the Help Section 24x7 and contact the customer support team to resolve a query.

Bike insurance policies for Royal Enfield Scram 411

Here are the two main two-wheeler insurance policies available for Royal Enfield Scram 411.

Third-party Bike Insurance Policy

A Third-party Bike Insurance Policy is an insurance policy that exclusively covers third-party liabilities. For instance, third-party accident-related injury, death, and property damage are covered under this insurance policy. However, it does not cover damages to the insured motorcycle. The policy is also mandatory for all vehicles plying on Indian roads. Failure to insure Scram 411 with this type of policy shall invite traffic penalties of and/or imprisonment.

A Comprehensive Bike Insurance Policy is an insurance policy that combines Third-party Bike Insurance Policy and Own Damage Cover (OD). The latter covers damages due to accidents, fire and natural and manmade calamities. Bike theft is also a part of the inclusions. You can also increase the insurance coverage by opting for bike insurance add-on covers, subject to availability).

What’s covered in Royal Enfield Scram 411 two-wheeler insurance?

Here are the Comprehensive Bike Insurance Policy coverage details for Royal Enfield Scram 411.

Collision-related damages to the insured Scram 411
Theft of the motorcycle
Damages due to natural and manmade calamities (earthquakes, riots, etc.)
Accident-related death, injury or property damage to a third party

What’s not covered in Royal Enfield Scram 411 two-wheeler insurance?

Here are the exclusions of Royal Enfield Scram 411 bike insurance.

Riding the Scram 411 with an expired insurance policy
Rising the motorcycle without a valid Driving Licence (DL)
Riding the Royal Enfield Scram 411 under the influence of alcohol or other intoxicating substances
Damages sustained due to normal wear and tear of motor parts of the bike
Damages sustained due to electrical or mechanical issues of the motorcycle
Riding the bike in a negligent manner

Add-ons for Royal Enfield Scram 411 bike insurance

Here are the bike insurance add-on covers you can choose based on your unique needs for your Royal Enfield Scram 411. Please note that the add-on covers are subject to availability and cannot be purchased with just a Third-party Policy.

No Claim Bonus (NCB) Protection Cover
Zero Depreciation Cover
Key Replacement Cover
Consumables Cover
Roadside Assistance Cover

Why Acko?

Here is why you should opt for ACKO bike insurance for Royal Enfield Scram 411.

Low-cost plans

You can buy, renew bike insurance or raise claims online (website/app) thanks to our digital-first approach. We also follow the no-commission model. Hence, our operating costs are lower, enabling us to offer affordable bike insurance plans.

Faster claims

There is no physical paperwork involved while raising claims against the policy. You can register your claims through our online platform to get a quicker settlement. We settle claims for minor and extensive damages swiftly, depending on their severity.

Trusted insurer

ACKO is a trusted insurance company in India. Our Google rating of 4.7/5 (as of December 2022) validates this thought. Thus, be it insuring your bike for the first time or renewing its insurance policy, we are your go-to insurer.

ACKO’s Claim Procedure

Here is our easy 3-step procedure to submit claims against ACKO’s bike insurance policy.

Step 1: Start the procedure by visiting our website or app and logging in to your ACKO account.
Step 2: Click on “Claim now” under your Royal Enfield Scram 411 policy.
Step 3: Answer a few questions about the damages to your Scram 411 and upload the required photos and documents online to register your claim.

Our claims team shall assess the damages and process your claim within a few hours if the damages are minimal. As for significant damages, it might take a few days, depending on the extent of the damage.

Frequently Asked Questions (FAQs)

Here are the answers to some common questions about 2-wheeler insurance for Royal Enfield Scram 411.

What is the insurance price for a Royal Enfield Scram 411 motorcycle?

The insurance cost for a two-wheeler depends on the model, make and year of manufacture. Hence, you must provide the details of the bike to find out the insurance cost for a Royal Enfield Scram 411. Scroll to the top of this page and use our widget to get an insurance quote for your bike.

Which is the suitable two-wheeler insurance for Royal Enfield Scram 411?

Opt for the Comprehensive Bike Insurance Policy since it offers the combination of third-party liabilities and own damage insurance coverage.

How to buy bike insurance for Royal Enfield Scram 411 from ACKO?

Scroll to the top of this page to use our widget to get the insurance quote for Royal Enfield Scram 411. Simply provide a few details of your bike and proceed to insure your motorcycle instantly and receive the policy document by email.

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