Royal Enfield Thunderbird 350cc Bike Insurance

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The Royal Enfield Thunderbird 350 is a confident-looking cruiser bike that comes with a BS6-compliant engine. If you happen to own this beauty, this article is for you. Here, we have highlighted the importance of buying Royal Enfield Thunderbird 350cc bike insurance and the benefits of online two-wheeler insurance.

Importance of buying online bike insurance for Royal Enfield Thunderbird 350cc

Online bike insurance typically offers a better user experience than its offline counterpart. In this section, we have listed some of the key advantages of online two-wheeler insurance.

Paperless transactions

Buying a Royal Enfield Thunderbird 350 insurance policy via an offline insurer generally involves physical form filling. The good thing about online insurance is the entire transaction process is digital. So, you just have to type in a few details as per your convenient time and select a suitable policy to buy bike insurance online.

Easy access

Another downside of offline bike insurance is that you usually need to visit a physical office or meet with a broker to buy/renew a policy or raise accident-related claims. In contrast, you can buy/renew online two-wheeler insurance, raise accident-related claims and access other insurance features from the comfort of your home.

Ample help

If you ever get stuck while using online insurance, no worries. There is usually a detailed help section provided by online insurers to clear your doubts. Alternatively, you can also call a toll-free number to get in touch with an executive for assistance.

Bike insurance policies for Royal Enfield Thunderbird 350cc

You can insure your Royal Enfield Thunderbird 350 with one of the following policies.

Third-party Two-wheeler Insurance Policy

As per The Motor Vehicles Act of 1988, this policy is necessary to legally ride on Indian roads. It offers coverage for third-party liabilities like injuries, death and property damage caused by a collision involving your bike. The downside of Third-party Bike Insurance is that it doesn’t cover damages to your insured Royal Enfield Thunderbird 350.

Comprehensive Two-wheeler Insurance Policy

A Comprehensive Bike Policy clubs the coverages of a Third-party Cover and the Own Damage (OD) Cover. An OD cover offers coverage against accident-related damages to your insured vehicle. So, under a Comprehensive Policy, you get wholesome coverage as compared to a basic Third-party Cover. Another benefit of this policy is the option of increasing the coverage by buying add-ons (based on availability).

What’s covered in Royal Enfield Thunderbird 350cc bike insurance?

If you buy a Comprehensive Bike Policy for your Royal Enfield Thunderbird 350, you will be eligible for the following coverages.

Damages caused by collisional accidents
Third-party liabilities
Damages resulting from untoward natural or manmade events like cyclones, riots, earthquakes, etc.
Theft of your insured bike
Damages caused by fires

What’s not covered in Royal Enfield Thunderbird 350cc bike insurance?

Claims raised in the following circumstances will not be approved under the Royal Enfield Thunderbird 350 bike insurance.

Riding without an active two-wheeler driving licence
Riding with an expired bike insurance policy
Mechanical or electrical problems
Riding under the influence of perception-changing substances
Damages that happen in a geographical location not covered by the policy

Add-ons for Royal Enfield Thunderbird 350cc bike insurance

Here are the usual add-on options under a Comprehensive Royal Enfield Thunderbird 350 bike insurance. However, check for their availability before buying a policy.

Zero Depreciation Cover
Key Replacement Cover
Consumables Cover
Outstation Emergency Cover
Roadside Assistance Cover
No Claim Bonus (NCB) Protection Cover

Why Acko?

Here’s why we recommend that you insure your Thunderbird 350 with us.

Inexpensive policies

ACKO functions as per a digital infrastructure resulting in lower operating costs. Also, we adhere to a “no commissions policy” on our website/app. These two approaches help us offer inexpensive policies.

Fast processing

Generally, claim processing for accident-related damages can take a couple of days. In contrast, ACKO’s lightning-quick claim process settles minor accident-related claims within just a couple of hours of the request.

Trustworthy insurance

ACKO sells multiple insurance products and serves more than 7.5 crore customers. Our positive customer reviews and a high Google Rating make us a trustworthy insurer across categories.

ACKO’s claim procedure

Follow the below-listed steps to raise a claim against your Royal Enfield Thunderbird 350 insurance.

Step 1: Visit the ACKO website or smartphone application and sign in to your account.
Step 2: Go to your Royal Enfield Thunderbird 350 policy card and click “claim now”.
Step 3: Reply to questions on the damages, share applicable pictures and click “Submit”.

After the successful submission of your claim request, our team will process the same as per your policy’s wordings.

Frequently asked questions

In this section, we will answer some of the most common questions regarding Royal Enfield Thunderbird 350 insurance.

How to compare insurance policies for Royal Enfield Thunderbird 350 online?

You can compare policies for Royal Enfield Thunderbird 350 online using the following criteria.

Payable premium
Coverages, features, and services
Insured Declared Value (IDV)

Does ACKO offer insurance for discontinued bike models like Royal Enfield Thunderbird 350?

Yes, ACKO offers insurance for discontinued bike models like Royal Enfield Thunderbird 350.

Does Royal Enfield Thunderbird 350 bike insurance cover severe damages that are beyond repair?

Yes, Comprehensive Royal Enfield Thunderbird 350 Bike Insurance covers severe bike damages that are beyond repair by offering the pre-decided/pre-chosen Insured Declared Value (IDV) during claim settlement.

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