Suzuki Hayabusa GSX1300R Bike Insurance

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Suzuki Hayabusa GSX1300R is a dream bike for riders who crave speed. However, with speed, there’s the possibility of accidents. This is where two-wheeler insurance can come in handy. Read ahead to know more about how to buy Suzuki GSX1300R Hayabusa bike insurance online and other related details.

Importance of buying online two-wheeler insurance for Suzuki GSX1300R Hayabusa

The following are the reasons why you should buy Suzuki GSX1300R Hayabusa two-wheeler insurance online.

Choose your policy

A digital platform like ACKO presents the necessary policy information online. You can have a detailed look at the coverages, price and features of different types of plans available for the GSX1300R Hayabusa bike price and then make an informed choice.

Quick purchase

Online platforms (such as www.acko.com) have made bike insurance easy to purchase and renew. You can forget about long waiting periods or lengthy paperwork and buy/renew two-wheeler insurance instantly.

Easy access

You don’t have to physically visit an insurance office to obtain services. Digital bike insurers like ACKO are available online 24x7. You can visit the official website or app to raise claims, renew policies and receive other services.

Bike insurance plans for Suzuki GSX1300R Hayabusa

There are two major insurance plans available for your Suzuki GSX1300R Hayabusa bike.

Third-party Bike Insurance

Every motor vehicle, including two-wheelers in India, must possess Third-party Bike Insurance. This policy takes care of the financial liabilities related to any third-party injury, death, and property damages while riding. While this policy is compulsory, the coverage remains limited to third-party liabilities. Hence, you can’t solely rely on it for financial safety against damages to your own bike.

Comprehensive Bike Insurance

A Comprehensive Bike Insurance offers you a way of insuring your bike against Own Damage (OD) and third-party liabilities together. It provides both third-party liability and OD coverages, so your motorcycle remains insured against accident-related damages, loss due to calamities, theft, etc. You also get to claim in case the bike gets damaged beyond the possibility of repair (total loss).

Important: When purchasing bike insurance, you must buy the Personal Accident or PA cover separately if you are not already covered under one. The PA cover is mandatory for riders/drivers of motor vehicles for coverage against accidental death and disability as per applicable terms.

What’s covered in Suzuki GSX1300R Hayabusa Insurance? (Inclusions)

The Suzuki GSX1300R Hayabusa bike insurance (Comprehensive Policy) covers the following situations.

Third-party property damages
Third-party injuries or death
Damage to the bike caused by an explosion or fire
Damage to the bike as a result of man-made calamities (such as riots)
Damage to the bike due to natural calamities (flood, cyclone, etc.)
Theft of the Hayabusa
Other coverages as per add-on covers

What’s not covered in Suzuki Hayabusa GSX1300R bike insurance? (Exclusions)

There are certain situations when you can’t raise claims against bike damages. The following are usual exclusions of a Comprehensive Hayabusa GSX1300R bike insurance.

Not following traffic laws while riding
Indulging in illegal racing with your Hayabusa
General wear/tear caused over time
Mechanical/electrical problems in the bike
Riding the bike when you are drunk or intoxicated on other drugs
Requesting a claim for an inactive bike insurance plan
Damages that occur outside the geographical region mentioned in your policy
Not having the vehicle and driver-related documents for your bike.

Add-ons for Suzuki Hayabusa GSX1300R Hayabusa two-wheeler insurance

Add-on covers are provided by insurers to enhance the coverage of a bike insurance policy. Here’s a list of important additional covers.

Roadside Assistance Cover
Zero Depreciation Cover
Engine Protection Cover
Outstation Emergency Cover
Consumables Cover
Personal Belongings Cover - Damage/Theft
Key Protection Cover

Note: The add-on covers may be subject to availability. Please read your policy document before making insurance-related decisions.

Why ACKO?

Here are the reasons why you should choose ACKO to purchase bike insurance.

No paperwork

ACKO has removed the need for lengthy paperwork from the bike insurance renewal/purchase procedure. We offer a digital platform where you can buy a policy by entering a few basic details of your bike, and your previous policy (if available).

Low premiums

ACKO’s direct-to-customer model enables low-cost insurance. Additionally, our digital infrastructure also helps to reduce operational costs, which results in savings for us, and ultimately in low premiums for you.

Quick claims

Raising a claim against your policy is not a lengthy process with ACKO. You can visit our official website or app to raise a claim request conveniently. Our team ensures claim settlement within the minimum possible time as per the policy’s terms.

ACKO’s claim procedure

Here are a few simple steps to raise Suzuki GXS1300R Hayabusa insurance claims via the ACKO platform.

Step 1: Open the ACKO app or visit the official website and log in. Step 2: Find your GSX1300R Hayabusa policy and click “Claim”. Step 3: Answer damage-related questions and upload supporting images of your bike to raise a claim.

After receiving your claim request, our support team will immediately initiate the process. They will connect with you to further understand the details of your claim request. If the requested claim is for minor damages, it usually gets settled by our team within a few hours only. However, bike insurance claims for complex damages may take longer. Our team will guide you throughout the process.

Frequently asked questions

The following are some of the common questions related to Suzuki GSX1300R Hayabusa bike insurance.

Do I have to purchase insurance for a second-hand GSX1300R Hayabusa?

Yes, it is mandatory for all motor vehicle owners to buy at least a Third-party Insurance Plan, this is applicable to your second-hand Hayabusa as well. Moreover, you should consider buying a Comprehensive Policy to protect your bike against potential theft, loss, and damages.