Triumph Rocket 3 Bike Insurance

1. What are the different types of bike insurance available in India?

There are two types of two-wheeler insurance in India: one is a Comprehensive two-wheeler insurance plan, and the other one is Third party bike insurance. The former offers complete coverage against loss or damage to the insured bike, and it also provides third-party coverage. Third-party Insurance only covers third-party liabilities, and it is mandatory in India.

2. What is the insurance cost for the Triumph Rocket III bike?

The insurance cost may vary with bikes. For Triumph Rocket 3 bikes, the insurance cost depends on the vehicle price, manufacturing year, and the bike's geographical location. You should choose a policy which offers wider coverage at a lower premium.

3. Which parameters decide the Premium cost of any insurance?

The following parameters decide the premium cost of two-wheeler insurance:

• Registered Zone

• Insured Declared Value (IDV) of the bike

• Age of the bike.

• Year of manufacture

• Cost of the bike

4. How to claim if my Triumph Rocket 3 bike is stolen?

If your Triumph Rocket 3 bike got stolen, the first thing you need to do is file an FIR at your nearest police station. After that, you have to inform your insurer regarding the theft by submitting the FIR copy and supporting documents. Your insurer will review the documents and settle the claim accordingly.

5. Can I switch my insurer?

Yes, you can switch your insurer. Before switching, you have to inform your previous insurer 45 days prior to your policy expiration date. Post that, you need to submit a few details such as your registration number, location, photocopy of your ID proof to discontinue your policy.

6. Can I claim for minor damage on my Triumph Rocket 3 bike?

Yes, you can raise a claim for minor damages; however, you may lose out on the No Claim Bonus (NCB). No Claim Bonus (NCB) comes into the picture when you ride safely and do not raise any claim during the policy period. Your insurance company will consider you as a safe rider and reward you with a discount on the premium for not raising any claim. So, it is better to raise a claim for a higher repair bill or bigger damages.

7. What are the documents needed to get my Triumph Rocket III Motorcycle insurance renewed?

The following documents are required for the renewal of the Triumph Rocket 3 bike insurance policy:

• Registration Certificate of the bike

• Identity proof of the policyholder.

• Address proof (Aadhaar card/Voter ID/Passport)

• Old policy number, if required

8. What are the add-ons for a Triumph Rocket III bike insurance?

A comprehensive insurance offers various add-ons such as Zero depreciation, Engine protection, Pillion rider coverage, Roadside Assistance, NCB protection, etc.