TVS Insurance - Buy/Renew TVS Bike Insurance Online

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Buy/renew TVS insurance online

If you feel that buying bike insurance only meets the purpose of complying with the law, then you are mistaken. Yes, bike insurance meets legal requirements put forward by The Motor Vehicles Act but its scope is not restricted to it. There’s a lot more to gain by insuring your bike. In case you are looking to buy or renew two-wheeler insurance for your TVS bike, then read ahead for crucial details about bike insurance in India.

Highlights

Instant insurance issuance	Plans starting at just Rs. 555	Quick claim settlement for minor damages
Low-cost bike insurance plans	Available for all types of bike models	Paperless experience

Insurance plans for TVS bikes

Third-party and Comprehensive Bike Insurance are the two primary insurance plans for TVS bikes. Here are their coverage details.

Third-party Bike Insurance Policy

The Third-party Two-wheeler Insurance Policy is a mandatory insurance policy that covers you against 3rd party liabilities such as property damage, injuries, and death. Please note that this is a basic bike insurance plan that does not cover damages to and theft of your TVS bike. For that, you will have to buy a Comprehensive Policy.

Comprehensive Bike Insurance Policy

The Comprehensive Bike Insurance Policy covers 3rd party liabilities and damages to your TVS bike caused by an accident, natural and manmade calamities, explosions, fire, etc. Bike theft is also a crucial inclusion of this policy. You may also consider buying add-on covers (subject to availability) to increase the coverage with this policy.

TVS bike insurance price

Here is the estimated price of Comprehensive Two-wheeler Insurance for different TVS models.

Bike model	Insured Declared Value (IDV)	Premium (Rs.) (Save upto Rs)
TVS Jupiter 110	Rs. 34,786	Rs. 772
TVS Jupiter 125	Rs. 40,638	Rs. 782
TVS Apache RTR 160 4V	Rs. 60,814	Rs. 1,468
TVS Apache RTR 200 4V	Rs. 69,845	Rs. 1,483
TVS Apache RTR 160 2V	Rs. 56,870	Rs. 1,461
TVS Apache RTR 180	Rs. 60,345	Rs. 1,467
TVS Apache RR 310	Rs. 1,32,500	Rs. 1,587
TVS Ronin	Rs. 74,500	Rs. 1,490
TVS Raider	Rs. 42,587	Rs. 785
TVS Star City Plus	Rs. 36,353	Rs. 775
TVS iQube	Rs. 49,565	Rs. 690
TVS Radeon	Rs. 29,963	Rs. 764
TVS NTorq	Rs. 39,253	Rs. 780
TVS Scooty Pep Plus	Rs. 30,842	Rs. 766
TVS Zest	Rs. 34,183	Rs. 771
TVS XL 100	Rs. 22,346	Rs. 751
TVS Sport	Rs. 32,025	Rs. 767

Disclaimer: The premium for Comprehensive Two-wheeler Insurance is calculated assuming a No Claim Bonus (NCB) of 50% and mentioned IDV. Amount saved is in comparison to ACKO's F&U filing.

You can purchase these bike insurance plans online via our mobile app or website.

What’s covered in TVS insurance? (Inclusions)

Here are the primary circumstances covered under the TVS insurance policy (Comprehensive Insurance Policy).

Manmade disasters (riots, vandalism, strikes, etc.)
Natural disasters (floods, cyclones, earthquakes, etc.)
Accidental damages
Fire/explosion
Theft

What’s not covered in TVS bike insurance? (Exclusions)

Here are the instances that are not covered under the TVS insurance policy (Comprehensive Insurance Policy).

Riding the bike without valid documents (Driving Licence, Bike Insurance, etc.)
Mechanical or electrical issues
Damages incurred outside the specified geographical zone
Regular wear and tear
Riding the bike under the influence of alcohol or other intoxicating substances

Add-ons for TVS insurance

Bike insurance add-ons can be purchased along with a Comprehensive Insurance Policy to enhance the insurance coverage. Here are the suitable add-ons when it comes to insurance for TVS bikes. Note that these are subject to availability.

Roadside Assistance Cover
Zero Depreciation Cover
Key Protection Cover
Personal Belongings Cover (Theft/Damage)
Consumables Cover
Outstation Emergency Cover

Benefits of buying ACKO bike/two-wheeler insurance for TVS bikes

Here are the compelling reasons why you should buy ACKO TVS insurance policy.

1. Stress-free online experience

Our digital infrastructure enables you to buy/renew a policy and submit claims online without paperwork for a stress-free online insurance experience. You can insure your vehicle instantly by using our mobile app/visiting our website, providing a few details about your TVS bike, picking a suitable policy and making the online payment.

2. Affordable bike insurance

ACKO works on a direct-to-customer approach. No middlemen commission is involved when you buy two-wheeler insurance directly from us. This enables us to pass on the savings to you in the form of low-cost bike insurance plans for TVS bikes. Scroll to the top of the page to get an instant quote for your bike’s insurance policy to know how affordable our plans are!

3. Quick claims

At ACKO, there is no paperwork involved when you submit a claim. Access your account via our mobile app or website, provide answers to a few questions about the bike damages, and upload pictures of the damaged bike to raise a claim. Minor claims shall be settled within a few hours, while claims for severe damages are also settled swiftly depending on the extent of the damage.

How to buy a bike insurance plan for a TVS bike

Follow the below-mentioned steps to buy ACKO insurance for your TVS bike.

Step 1: Head to our website or download our mobile app.
Step 2: Enter a few details of your TVS bike to view the insurance price.
Step 3: Select the plan as per your needs, pay the premium online and get the policy document instantly.

How to renew TVS bike insurance

Follow the below-mentioned steps to buy our TVS insurance for your bike.

Step 1: Access your ACKO account through our website or mobile app.
Step 2: Opt for policy renewal and select the plan as per your needs.
Step 3: Pay the renewal premium online and get the policy document instantly.

ACKO’s claim procedure

Here’s an overview of our hassle-free TVS insurance claim process.

Step 1: Log in to your ACKO account through our app or website.
Step 2: Select the policy against your TVS bike.
Step 3: Provide answers to a few queries about the bike damages and upload the pictures of the damaged bike to raise your claim.

For minor damages, we shall settle your claim immediately. It might take a few hours/days to settle claims for major damages; the timeline will depend upon the severity of the damages.

Reasons to opt for TVS bike insurance policy

Here are some compelling reasons why you should buy TVS bike insurance.

Mitigates financial burden in case of bike repairs due to accident-related damages if you have Comprehensive Insurance for your TVS bike.
Safeguards you against 3rd party liabilities. Failure to insure your TVS bike with Third-party Bike Insurance can invite traffic penalties of up to Rs. 4,000 and/or even imprisonment.
As a Comprehensive Policy covers bike theft, you don’t need to worry about the financial implications of such a loss.
If you are a new-age buyer, online bike insurance can be purchased from the comfort of your home within minutes. This way, you can save time, money, and effort.

How to reduce the premium of Comprehensive TVS Bike Insurance Policy

Here are some ways to reduce the TVS bike insurance premium.

Opt for a Voluntary Deductible, which will reduce the premium. Please note that you must bear a portion of the repair cost during claims if you opt for this feature.
Opt only for the most practical and suitable bike insurance add-on covers (subject to availability) to avoid paying a higher premium.
Buy the TVS bike insurance directly from ACKO to avoid paying commissions to middlemen.

Frequently Asked Questions

This section is all about questions and answers related to insuring your TVS bike.

Commonly Asked Questions About TVS Bike Insurance

Is online TVS bike insurance available for an old bike?

Yes, even old bikes can be insured online.

My TVS bike’s insurance policy has not expired yet, can I still renew it?

Yes, you can renew bike insurance policy a few weeks before the expiry date.

Is it compulsory to opt for add-ons along with a Comprehensive Cover?

No, add-ons are additional covers therefore not mandatory. You can include them in your insurance plan for better coverage.

Is there a cover that insures the bike’s engine?

You can purchase the Bike Engine Protect Add-on to insure your TVS bike’s engine against damages.

Do I need to fill forms and upload any identity documents to buy bike insurance from ACKO?

ACKO offers bike insurance in a paperless process. There’s no need to fill lengthy forms or upload any identity-related documents to buy bike insurance.

Two-wheeler Insurance for TVS Bike Models/Variants

TVS Apache Insurance	TVS iQube Electric Insurance	TVS Jupiter Insurance
TVS Scooty Pep Plus Insurance	TVS Sport Insurance	TVS Star City Plus Insurance
TVS Victor Insurance	TVS Wego Insurance	TVS XL100 Insurance